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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Retail Payments April 2021

7 Jun 2021 Statistics
63.0. 3.4. 0.5. 18.2. 39.2. of which: Credit and charge cards. ... 0.7. 7.7. 41.2. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0421.html

Retail Payments July 2020

6 Aug 2020 Statistics
57.3. 10.2. 0.2. 5.1. 2.0. of which: Credit and charge cards. ... 0.4. 9.7. 17.9. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2020/retail-payments-0720.html

Retail Payments April 2023

5 Jun 2023 Statistics
0.5. 14.8. 10.6. Total balances outstanding on credit and charge cards. ... 12.7. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0423.html

Retail Payments February 2021

5 Mar 2021 Statistics
61.0. 1.1. 0.1. 5.6. 5.6. of which: Credit and charge cards. ... 1.0. 8.7. 19.1. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0221.html

Retail Payments October 2020

4 Dec 2020 Statistics
57.4. 0.6. 0.7. 6.0. 0.6. of which: Credit and charge cards. ... 0.4. 9.8. 13.2. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2020/retail-payments-1020.html

Explanatory Note on Changes to Monetary Aggregates Data

31 May 2006 Statistics
The changes include (with timing dependent upon data availability):. Deposits in credit unions and building societies (CUBS), previously only included in broad money, are now also included in M3 (from August ... Deposits in specialist credit card
https://www.rba.gov.au/statistics/frequency/fin-agg/2006/fin-agg-0406-expl-note.html

Retail Payments October 2022

9 Mar 2023 Statistics
78.2. 0.6. 1.5. 10.3. 23.2. of which: Credit and charge cards. ... 0.8. 12.2. 21.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-1022.html

Retail Payments July 2022

9 Mar 2023 Statistics
73.5. 1.3. 1.6. 1.2. 27.3. of which: Credit and charge cards. ... 2.5. 0.7. 26.6. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0722.html

Retail Payments September 2022

9 Mar 2023 Statistics
76.9. 3.9. 0.5. 4.5. 27.9. of which: Credit and charge cards. ... 0.5. 6.1. 25.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0922.html

Retail Payments August 2022

9 Mar 2023 Statistics
76.1. 1.5. 3.4. 3.3. 29.8. of which: Credit and charge cards. ... 5.4. 3.8. 29.7. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0822.html