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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Retail Payments March 2021

7 May 2021 Statistics
63.5. 0.7. 3.6. 2.2. 13.6. of which: Credit and charge cards. ... 2.3. 12.1. 19.3. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0321.html

Retail Payments June 2023

4 Aug 2023 Statistics
0.8. 20.3. 8.6. Total balances outstanding on credit and charge cards. ... 16.0. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0623.html

Retail Payments March 2022

9 May 2022 Statistics
69.1. 2.4. 0.2. 13.5. 9.5. of which: Credit and charge cards. ... 0.0. 19.2. 12.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0322.html

Retail Payments January 2021

5 Mar 2021 Statistics
60.9. -1.1. -1.1. 7.2. 4.9. of which: Credit and charge cards. ... 0.9. 11.2. 16.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0121.html

Retail Payments December 2020

5 Feb 2021 Statistics
61.7. 7.8. -0.8. 8.3. 6.1. of which: Credit and charge cards. ... 1.6. 12.4. 17.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2020/retail-payments-1220.html

Retail Payments June 2021

9 Aug 2021 Statistics
63.4. 1.6. -1.2. 3.1. 10.0. of which: Credit and charge cards. ... 0.8. 19.8. 8.3. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0621.html

Retail Payments October 2021

8 Nov 2021 Statistics
63.1. 2.3. 4.5. 0.6. 10.1. of which: Credit and charge cards. ... 2.6. 13.1. 11.9. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-1021.html

Retail Payments January 2022

7 Mar 2022 Statistics
66.9. -5.8. 1.5. 4.7. 10.7. of which: Credit and charge cards. ... 1.7. 16.8. 13.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0122.html

Retail Payments November 2021

12 Jan 2022 Statistics
69.6. 4.6. 9.2. 8.2. 13.0. of which: Credit and charge cards. ... 11.0. 22.7. 15.5. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-1121.html

Retail Payments November 2022

9 Mar 2023 Statistics
78.9. 1.3. 0.9. 13.0. 13.0. of which: Credit and charge cards. ... 1.3. 15.4. 12.3. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-1122.html