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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Retail Payments July 2023

4 Sep 2023 Statistics
0.3. 26.9. 9.6. Total balances outstanding on credit and charge cards. ... 18.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0723.html

Retail Payments June 2023

4 Aug 2023 Statistics
0.8. 20.3. 8.6. Total balances outstanding on credit and charge cards. ... 16.0. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0623.html

Retail Payments May 2023

5 Jul 2023 Statistics
2.2. 17.8. 10.1. Total balances outstanding on credit and charge cards. ... 14.8. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0523.html

Retail Payments April 2023

5 Jun 2023 Statistics
0.5. 14.8. 10.6. Total balances outstanding on credit and charge cards. ... 12.7. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0423.html

Retail Payments March 2023

5 May 2023 Statistics
0.5. 12.4. 12.6. Total balances outstanding on credit and charge cards. ... 16.3. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0323.html

Retail Payments February 2023

6 Apr 2023 Statistics
79.3. 5.6. 0.0. 13.4. 14.3. of which: Credit and charge cards. ... 0.3. 15.1. 13.0. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0223.html

Australian Economic Statistics 1949-1950 to 1996-1997

9 Mar 2023 Statistics
Australian Economic Statistics 1949-1950 to 1996-1997 Occasional Paper No. 8
https://www.rba.gov.au/statistics/frequency/occ-paper-8.html

Discontinued Data

9 Mar 2023 Statistics
This page provides links to data no longer updated by the Reserve Bank of Australia
https://www.rba.gov.au/statistics/discontinued-data.html

Exclusion of Scheme Debit Transactions from Table C2: Explanatory Note

9 Mar 2023 Statistics
This is despite the fact that, as a debit product, scheme debit transactions were not subject to the credit card scheme reforms. ... These trends have diverged over recent years, with debit card payments – particularly scheme debit – continuing to
https://www.rba.gov.au/statistics/tables/exp-note/c2-note-120510.html

Historical Series Breaks

9 Mar 2023 Statistics
This page details breaks in data series due to the establishment of new banks and other changes in reporting arrangements
https://www.rba.gov.au/statistics/tables/hist-series-breaks.html