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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Retail Payments January 2024

6 Mar 2024 Statistics
4.0. 17.3. 7.1. Total balances outstanding on credit and charge cards. ... 26.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2024/retail-payments-0124.html

Retail Payments December 2023

7 Feb 2024 Statistics
1.9. 12.5. 8.0. Total balances outstanding on credit and charge cards. ... 25.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1223.html

Changes to Bulletin Tables

20 Jan 2010 Statistics PDF 136KB
2000 to 2009 Bulletin issues
https://www.rba.gov.au/statistics/tables/pdf/changes-to-tables-2000-2009.pdf

Retail Payments February 2024

5 Apr 2024 Statistics
0.5. 12.7. 7.7. Total balances outstanding on credit and charge cards. ... 26.7. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2024/retail-payments-0224.html

Retail Payments August 2023

5 Oct 2023 Statistics
1.3. 29.5. 6.7. Total balances outstanding on credit and charge cards. ... 23.5. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0823.html

Retail Payments July 2023

4 Sep 2023 Statistics
0.3. 26.9. 9.6. Total balances outstanding on credit and charge cards. ... 18.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0723.html

Retail Payments January 2023

9 Mar 2023 Statistics
79.4. 4.1. 5.7. 10.8. 17.6. of which: Credit and charge cards. ... 8.0. 13.2. 17.8. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0123.html

Retail Payments March 2023

5 May 2023 Statistics
0.5. 12.4. 12.6. Total balances outstanding on credit and charge cards. ... 16.3. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0323.html

Retail Payments May 2023

5 Jul 2023 Statistics
2.2. 17.8. 10.1. Total balances outstanding on credit and charge cards. ... 14.8. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0523.html

Retail Payments December 2022

9 Mar 2023 Statistics
74.8. 0.7. 4.4. 7.5. 13.4. of which: Credit and charge cards. ... 6.0. 9.7. 11.7. Total balances outstanding on credit and charge cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-1222.html