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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Statistical Tables

26 Apr 2024 Statistics
International Banking Statistics – Banks & RFCs. Payments System. Money and Credit Statistics.
https://www.rba.gov.au/statistics/tables/

Retail Payments February 2024

5 Apr 2024 Statistics
0.5. 12.7. 7.7. Total balances outstanding on credit and charge cards. ... 26.7. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2024/retail-payments-0224.html

Changes to Statistical Tables

14 Mar 2024 Statistics
This includes average fees by card scheme, separate estimates for transactions using domestic and international cards, and for device-present/device-not-present transactions. ... The value of credit and charge card repayments has been revised between
https://www.rba.gov.au/statistics/tables/changes-to-tables.html

Retail Payments January 2024

6 Mar 2024 Statistics
4.0. 17.3. 7.1. Total balances outstanding on credit and charge cards. ... 26.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2024/retail-payments-0124.html

Retail Payments December 2023

7 Feb 2024 Statistics
1.9. 12.5. 8.0. Total balances outstanding on credit and charge cards. ... 25.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1223.html

Retail Payments September 2023

12 Jan 2024 Statistics
0.8. 25.7. 7.5. Total balances outstanding on credit and charge cards. ... 23.9. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0923.html

Retail Payments October 2023

12 Jan 2024 Statistics
0.8. 21.6. 8.3. Total balances outstanding on credit and charge cards. ... 22.6. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1023.html

Retail Payments November 2023

9 Jan 2024 Statistics
0.2. 12.1. 6.9. Total balances outstanding on credit and charge cards. ... 20.3. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-1123.html

Retail Payments August 2023

5 Oct 2023 Statistics
1.3. 29.5. 6.7. Total balances outstanding on credit and charge cards. ... 23.5. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0823.html

Retail Payments July 2023

4 Sep 2023 Statistics
0.3. 26.9. 9.6. Total balances outstanding on credit and charge cards. ... 18.1. Source: RBA. Total Average Merchant Fees for Debit, Credit and Charge Cards.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0723.html