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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Statistical Tables

10 May 2024 Statistics
International Banking Statistics – Banks & RFCs. Payments System. Money and Credit Statistics.
https://www.rba.gov.au/statistics/tables/

Opening Statement to the Senate Economics References Committee Inquiry into Matters Relating to Credit Card Interest Rates

27 Aug 2015 Speech
Malcolm Edey
Appearance by Malcolm Edey, Assistant Governor (Financial System), at the Inquiry into Matters Relating to Credit Card Interest Rates, before the Senate Economics References Committee, Sydney
https://www.rba.gov.au/speeches/2015/sp-ag-2015-08-27.html

Gresham's Law of Payments

23 Mar 2005 Speech
Ian Macfarlane
Speech by Ian Macfarlane to the Australasian Institute of Banking + Finance (AIBF) Industry Forum 2005, Sydney
https://www.rba.gov.au/speeches/2005/sp-gov-230305.html

Reform of the Payments System

2 Mar 2005 Speech
Philip Lowe
Speech by Philip Lowe to Visa International Australia and New Zealand Member Forum, Werribbee
https://www.rba.gov.au/speeches/2005/sp-ag-020305.html

All Speeches

4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html

Changes to Statistical Tables

10 May 2024 Statistics
This includes average fees by card scheme, separate estimates for transactions using domestic and international cards, and for device-present/device-not-present transactions. ... The value of credit and charge card repayments has been revised between
https://www.rba.gov.au/statistics/tables/changes-to-tables.html

Australian Economic Statistics 1949-1950 to 1996-1997

9 Mar 2023 Statistics
Australian Economic Statistics 1949-1950 to 1996-1997 Occasional Paper No. 8
https://www.rba.gov.au/statistics/frequency/occ-paper-8.html

The New Regulatory Framework for Surcharging of Card Payments

14 Sep 2016 Speech
Anthony Richards
Speech at the 26th Annual Credit Law Conference, Gold Coast
https://www.rba.gov.au/speeches/2016/sp-so-2016-09-14.html

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Payments System Reform: The Australian Experience

6 May 2005 Speech
Philip Lowe and Ian Macfarlane
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities-, Santa Fe
https://www.rba.gov.au/speeches/2005/sp-ag-070505.html