Search: card issuer
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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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The Shift to Electronic Payments – Some Policy Issues
12 Apr 2023
Speech
PDF
615KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-03-28.pdf
Competition and Regulation in the Card Payments Market
18 Mar 2010
Speech
PDF
39KB
Card Payments Market
https://www.rba.gov.au/speeches/2010/pdf/sp-ag-150310.pdf
Innovation and Regulation in the Australian Payments System
6 Dec 2020
Speech
PDF
181KB
To be clear, the Board sees a strong case for all larger issuers of debit cards to issue cards with twonetworks on them. ... Soit may not be appropriate to expect very small issuers to issue such cards.
https://www.rba.gov.au/speeches/2020/pdf/sp-gov-2020-12-07.pdf
An Efficient, Competitive and Safe Payments System
14 Dec 2022
Speech
PDF
638KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-gov-2022-12-14.pdf
13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...
13 Dec 2017
PDF
291KB
merchants, as schemes increase their interchange feesto persuade issuers to issue their cards. ... They have alsonoted that the international schemes might try to preclude least-cost routing by attempting topersuade issuers to stop issuing dual-network
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf
11/29/2018 Securitisation and the Housing Market | Speeches | ...
28 Nov 2018
PDF
441KB
This increased specialisation isconsistent with issuers addressing the needs of different types of investors. ... However, the increase in overall funding costs has been abit greater for non-bank issuers than for banks.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-11-26.pdf
Leaning In: Towards Better Payment and Clearing Systems
17 May 2019
Speech
PDF
401KB
We see this in all sorts of payment systems. The more merchants that take cards,for example, the more benefit there is to holding a card. ... In the specificcase of least cost routing, we would not want to see the benefits to competition from this
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf
13/12/2017 An eAUD? | Speeches http://www.rba.gov.au/speeches/2017/sp-gov-2017-12-13.html 1/12 ...
12 Dec 2017
PDF
222KB
These are:. the importance of allowing merchants to route debit card transactions through the least-costnetwork. ... the need to address rising rates of fraud in card-not-present transactions.
https://www.rba.gov.au/speeches/2017/pdf/sp-gov-2017-12-13.pdf
The Future of Payments: Cryptocurrencies, Stablecoins or Central Bank Digital Currencies?
26 Nov 2021
Speech
PDF
322KB
CryptocurrenciesCryptocurrencies include a broad range of privately issued digital assets. They have their own‘currency’ unit and are not denominated in the currency of any sovereign issuer. ... consumer protectionagencies in many countries about the
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-18.pdf
The Reserve Bank of Australia - Post Wallis
27 Feb 2001
Speech
PDF
73KB
They determine the revenue flows associated with card transactions,the costs ultimately borne by merchants and card-holders, the incentives to useand accept credit and debit cards and the terms of ... This is not unrelated to the interchange fees study.
https://www.rba.gov.au/speeches/1999/pdf/sp-ag-281099.pdf