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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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The Future of Payments: Cryptocurrencies, Stablecoins or Central Bank Digital Currencies?

18 Nov 2021 Speech
Tony Richards
Speech delivered by Tony Richards, Head of Payments Policy, to the Australian Corporate Treasury Association, Online
https://www.rba.gov.au/speeches/2021/sp-so-2021-11-18.html

Opening Statement to House of Representatives Standing Committee - The Australian Payments System

15 May 2006 Speech
Philip Lowe
Opening Statement delivered by Philip Lowe to House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney
https://www.rba.gov.au/speeches/2006/sp-ag-150506.html

13/12/2017 Merchant Payment Costs and Least-cost Routing | Speeches ...

13 Dec 2017 PDF 291KB
merchants, as schemes increase their interchange feesto persuade issuers to issue their cards. ... They have alsonoted that the international schemes might try to preclude least-cost routing by attempting topersuade issuers to stop issuing dual-network
https://www.rba.gov.au/speeches/2017/pdf/sp-so-2017-12-13.pdf

Securitisation and the Housing Market

26 Nov 2018 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to the Australian Securitisation Forum Conference, Sydney
https://www.rba.gov.au/speeches/2018/sp-ag-2018-11-26.html

11/29/2018 Securitisation and the Housing Market | Speeches | ...

28 Nov 2018 PDF 441KB
This increased specialisation isconsistent with issuers addressing the needs of different types of investors. ... However, the increase in overall funding costs has been abit greater for non-bank issuers than for banks.
https://www.rba.gov.au/speeches/2018/pdf/sp-ag-2018-11-26.pdf

Enhancing Information on Securitisation

22 Oct 2012 Speech
Guy Debelle
Address delivered by Guy Debelle, Assistant Governor (Financial Markets), to the Australian Securitisation Forum, Sydney
https://www.rba.gov.au/speeches/2012/sp-ag-221012.html

The Reserve Bank of Australia - Post Wallis

27 Feb 2001 Speech PDF 73KB
They determine the revenue flows associated with card transactions,the costs ultimately borne by merchants and card-holders, the incentives to useand accept credit and debit cards and the terms of ... This is not unrelated to the interchange fees study.
https://www.rba.gov.au/speeches/1999/pdf/sp-ag-281099.pdf

The Future of Payments: Cryptocurrencies, Stablecoins or Central Bank Digital Currencies?

26 Nov 2021 Speech PDF 322KB
CryptocurrenciesCryptocurrencies include a broad range of privately issued digital assets. They have their own‘currency’ unit and are not denominated in the currency of any sovereign issuer. ... consumer protectionagencies in many countries about the
https://www.rba.gov.au/speeches/2021/pdf/sp-so-2021-11-18.pdf

Leaning In: Towards Better Payment and Clearing Systems

17 May 2019 Speech PDF 401KB
We see this in all sorts of payment systems. The more merchants that take cards,for example, the more benefit there is to holding a card. ... In the specificcase of least cost routing, we would not want to see the benefits to competition from this
https://www.rba.gov.au/speeches/2019/pdf/sp-ag-2019-05-16.pdf

Reform of Australia's Payments System: The 2007/08 Review

27 Jun 2007 Speech
Philip Lowe
Speech by Philip Lowe to the 4th International Consumer Credit Card Summit 2007, Sydney
https://www.rba.gov.au/speeches/2007/sp-ag-270607.html