Search: Real interest rate

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RBA Glossary definition for Real interest rate

Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.

RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

Search Results

The Outlook for Inflation and Employment

14 Feb 2024 Speech PDF 573KB
Speech - 2024
https://www.rba.gov.au/speeches/2024/pdf/sp-so-2024-02-13.pdf

A Narrow Path

7 Jun 2023 Speech PDF 949KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-06-07.pdf

A Tokenised Future for the Australian Financial System?

16 Oct 2023 Speech PDF 504KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-16.pdf

The Neutral Rate: The Pole-star Casts Faint Light

17 Oct 2022 Speech PDF 637KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-ag-2022-10-12.pdf

Bagehot and the Lender of Last Resort – 150 Years On

18 Dec 2023 Speech PDF 318KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-12-14.pdf

Financial Stability and the Financial Health of Australian Mortgagors

8 Dec 2023 Speech PDF 776KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-so-2023-12-08.pdf

Emerging Threats to Financial Stability – New Challenges for the Next Decade

31 Oct 2023 Speech PDF 1157KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-10-31.pdf

Interest Rates and the Property Market

19 Sep 2022 Speech PDF 559KB
Speech - 2022
https://www.rba.gov.au/speeches/2022/pdf/sp-so-2022-09-19.pdf

The Outlook for the Australian Economy

15 Nov 2023 Speech PDF 564KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-ag-2023-11-13.pdf

Some Closing Remarks

7 Sep 2023 Speech PDF 236KB
Speech - 2023
https://www.rba.gov.au/speeches/2023/pdf/sp-gov-2023-09-07.pdf