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RBA Glossary definition for Real interest rate

Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.

RBA Glossary definition for interest rate

interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.

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Retail Payments October 2022

9 Mar 2023 Statistics
39.2. 0.4. 0.9. 5.2. 9.6. of which: Balances accruing interest. 18.2. ... 12.2. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-1022.html

Retail Payments August 2022

9 Mar 2023 Statistics
38.7. 0.3. 1.1. 7.3. 9.4. of which: Balances accruing interest. 17.8. ... 10.5. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0822.html

Retail Payments July 2022

9 Mar 2023 Statistics
38.0. 0.7. 0.2. 7.0. 5.5. of which: Balances accruing interest. 17.8. ... 13.8. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0722.html

Financial Aggregates October 2015

30 Nov 2015 Statistics
They do not capture cross-border or non-intermediated lending. Following the introduction of an interest rate differential between loans to investors and owner-occupiers a number of borrowers have changed ... However, growth rates for these series have
https://www.rba.gov.au/statistics/frequency/fin-agg/2015/fin-agg-1015.html

Retail Payments June 2022

8 Aug 2022 Statistics
37.5. 0.2. 0.9. 5.6. 0.1. of which: Balances accruing interest. 17.6. ... 17.8. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0622.html

Retail Payments April 2022

7 Jun 2022 Statistics
36.9. 0.5. 0.4. 7.8. 2.2. of which: Balances accruing interest. 17.9. ... 21.6. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0422.html

Retail Payments January 2022

7 Mar 2022 Statistics
36.4. -1.9. -1.7. -21.3. -5.1. of which: Balances accruing interest. 18.0. ... 23.8. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2022/retail-payments-0122.html

Retail Payments January 2023

9 Mar 2023 Statistics
39.6. 0.6. 0.2. 5.1. 8.7. of which: Balances accruing interest. 18.1. ... 15.3. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0123.html

Retail Payments February 2023

6 Apr 2023 Statistics
40.4. 0.2. 1.3. 2.8. 8.7. of which: Balances accruing interest. 18.4. ... 18.0. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0223.html

Retail Payments March 2021

7 May 2021 Statistics
38.7. 0.7. 0.6. 9.2. 16.5. of which: Balances accruing interest. 20.5. ... 20.9. Source: RBA. All levels and growth rates are seasonally adjusted, except for those relating to the New Payments Platform and cards on issue.
https://www.rba.gov.au/statistics/frequency/retail-payments/2021/retail-payments-0321.html