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RBA Glossary definition for lender

lender – A person or institution which provides loans on agreed terms to borrowers.

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The Algorithm

15 Dec 2016 RDP 2016-11
Anthony Brassil, Helen Hughson and Mark McManus
On each day, the algorithm checks all transactions (from borrower to lender) between each pair of banks to determine if any could feasibly include an interest payment (with feasibility determined by
https://www.rba.gov.au/publications/rdp/2016/2016-11/algorithm.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
Factoring. In factoring, the lender – known as the ‘factor’ – purchases accounts receivable from the borrower. ... Information from a consumer credit bureau appears to also be provided to potential lenders.
https://www.rba.gov.au/publications/confs/2015/udell.html

Financial Stability: Ten Questions and about Seven Answers | Conference – 2010

9 Feb 2010 Conferences
Jaime Caruana
I am told that practice among mortgage lenders differed in Australia. ... The US authorities extended lender-of-last-resort support and ex post deposit insurance to stabilise the industry.
https://www.rba.gov.au/publications/confs/2010/caruana.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
This created the opportunity for specialist lenders, funding themselves at money-market related rates, to undercut the banks and put pressure on banks to lower margins. ... It is this pricing structure that is now under pressure from specialist lenders.
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

The Unfolding Turmoil of 2007–2008: Lessons and Responses | Conference – 2008

20 Aug 2007 Conferences
Ben Cohen and Eli Remolona
the system without stifling innovation, and how central banks should act in their capacity as lenders of last resort. ... All these events culminated in September with a run on Northern Rock, a UK mortgage lender, when its liquidity problems became known.
https://www.rba.gov.au/publications/confs/2008/cohen-remolona.html

Discussion on From Asian Miracle to Asian Crisis: Why Vulnerability, Why Collapse? | Conference – 1999

9 Aug 1999 Conferences
Fund as lender of last resort would contribute to an easing of moral hazard and perhaps reduce the need for conditionality in its lending.
https://www.rba.gov.au/publications/confs/1999/disc-session5.html

Discussion | Conference – 2015

19 Mar 2015 Conferences
In examining lending channels, the author acknowledges that not all lending technologies are offered by all lenders.
https://www.rba.gov.au/publications/confs/2015/udell-disc.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
The controls had the effect, separately and together, of constraining the banks' ability to intermediate freely between borrowers and lenders. ... Apart from their traditional role as intermediaries between ultimate borrowers and lenders, banks also
https://www.rba.gov.au/publications/confs/1991/harper.html

Data

14 Jun 2016 RDP 2016-04
Gianni La Cava
Based on a sample of mortgage lenders, the FHFA obtains information on the terms and conditions of all single-family (non-farm) mortgages that lenders close during the last five business
https://www.rba.gov.au/publications/rdp/2016/2016-04/data.html
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How Risky is Australian Household Debt?

25 Aug 2020 RDP 2020-05
Jonathan Kearns, Mike Major and David Norman
so do not default causing losses for the lender.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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