Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Stylised Facts
22 Jul 2020
RDP
2020-03
In Australia, lenders issue borrowers with a notice of default once a loan enters 90+ day arrears (ASIC nd). ... Lenders will also typically delay legal proceedings when borrowers provide evidence that they are in the process of selling their property.
https://www.rba.gov.au/publications/rdp/2020/2020-03/stylised-facts.html
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Discussion
1 Sep 1991
RDP
9107
The issue of the effect of personal tax rates is discussed by Miller (1977) who showed how personal tax rates would affect the willingness of lenders to invest in debt and
https://www.rba.gov.au/publications/rdp/1991/9107/discussion.html
Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017
16 Mar 2017
Conferences
home loans, and to stronger capital and reinsurance arrangements for lenders mortgage insurance (LMI) companies (Coleman et al 2005). ... Also relevant was the tightening in prudential settings affecting the provision of mortgage finance and lenders
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html
Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999
9 Aug 1999
Conferences
If lenders expect to be rescued when there is some trouble, why do they suddenly panic? ... in putting pressure on lenders to come to the table (through the IMF ‘lending into arrears’).
https://www.rba.gov.au/publications/confs/1999/corden.html
The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
Alternatively, lenders may be more likely to lend to borrowers that have a relatively large buffer after taking on mortgage debt. ... Lenders also introduced interest-only loans and shared equity loans, which made it easier for households, particularly
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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BA-MARTIN in Detail
18 Jan 2022
RDP
2022-01
Expected loan losses are then determined by the amount of debt held by these households minus the post-shock value of their housing collateral and lenders' mortgage insurance (consistent with the
https://www.rba.gov.au/publications/rdp/2022/2022-01/ba-martin-in-detail.html
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Discussion | Conference – 2017
16 Mar 2017
Conferences
As such, lender of last resort responsibilities also provide central banks with an information advantage that is likely to be particularly important for credit-intensive economies. ... Under this interpretation, the additional information advantage of
https://www.rba.gov.au/publications/confs/2017/edge-liang-disc.html
The Impact of Unconventional Monetary Policy on the Overnight Interbank Market | Conference – 2013
19 Aug 2013
Conferences
Let m denote the measure of borrowers and hence 1 – m is the measure of lenders. ... Similarly the surplus of the lender is:. Equating. and. yields. , which implies that:.
https://www.rba.gov.au/publications/confs/2013/bech-monnet.html
Results
31 Dec 2012
RDP
2012-02
Credit shocks can be misspecified if lenders change the availability of credit in response to variables that are not included in the system. ... In particular, the financial position of borrowers is likely to be taken into consideration by lenders when
https://www.rba.gov.au/publications/rdp/2012/2012-02/results.html
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Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
These recessions feature impaired borrower and lender balance sheets, resource misallocations and heightened uncertainty, all factors that would tend to weaken the effect of monetary stimulus (Borio 2014a). ... Gambacorta and Mistrulli 2004; Jiménez et
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html