Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Did a Lender's Take-up of the TFF Affect Their Business Lending?
13 Dec 2022
RDP
2022-07
We also address the endogeneity issue by instrumenting participation in the TFF with a lender's eligibility to access the TFF, using our full sample of bank and non-bank lenders. ... We also instrument participation in the TFF with a lender's eligibility
https://www.rba.gov.au/publications/rdp/2022/2022-07/did-a-lenders-take-up-of-the-tff-affect-their-business-lending.html
Introduction
13 Dec 2022
RDP
2022-07
Non-bank lenders are finance providers that do not accept deposits, such as finance companies and money market corporations. ... Section 4 describes the lender-level data used, while Section 5 explains the identification strategies and challenges.
https://www.rba.gov.au/publications/rdp/2022/2022-07/introduction.html
Conclusion
13 Dec 2022
RDP
2022-07
would have on the economy, potentially affecting the various lenders and borrowers in different ways.
https://www.rba.gov.au/publications/rdp/2022/2022-07/conclusion.html
Read me file
13 Dec 2022
RDP
2022-07
reg_accessed_TFF.R – runs regressions and exports output tables for our third policy question (did a lender's take-up of the TFF affect their business lending?).
https://www.rba.gov.au/publications/rdp/2022/2022-07/read-me.html
The Term Funding Facility: Has It Encouraged Business Lending?
13 Dec 2022
RDP
2022-07
https://www.rba.gov.au/publications/rdp/2022/2022-07/sections.html
Appendix A: Data Description
13 Dec 2022
RDP
2022-07
For businesses with turnover less than $50 million, when the lender has an exposure of more than $1 million, the business is classified as medium.
https://www.rba.gov.au/publications/rdp/2022/2022-07/appendix-a.html
The Term Funding Facility: Has It Encouraged Business Lending?
13 Dec 2022
RDP
2022-07
This allows for a comparison of credit growth across different lenders for the same firm. ... However, this method relies on access to data covering firms that had loans from multiples lenders.
https://www.rba.gov.au/publications/rdp/2022/2022-07/full.html
Non-technical summary for ‘The Rise in Household Liquidity’
13 Dec 2022
RDP
2022-07
Did a lender's take-up of the TFF affect their business lending? ... No evidence that a lender's take-up of the TFF increased their business lending.
https://www.rba.gov.au/publications/rdp/2022/2022-07/non-technical-summary.html
The International Context
13 Dec 2022
RDP
2022-07
This allows for a comparison of credit growth across different lenders for the same firm. ... However, this method relies on access to data covering firms that had loans from multiples lenders.
https://www.rba.gov.au/publications/rdp/2022/2022-07/the-international-context.html
Policy Design and Background
13 Dec 2022
RDP
2022-07
Overall, 92 banks accessed the TFF – 41 banks were eligible but did not access the facility, although these lenders accounted for less than 5 per cent of allowances by value.
https://www.rba.gov.au/publications/rdp/2022/2022-07/policy-design-and-background.html