Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
foreign and direct fees will shift by an amount equal to the interchange fee when the interchange fee is banned. ... That is, foreign and direct fees adjusted by twice as much as the change in the interchange fee.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
Competition Between Payment Systems
15 Apr 2009
RDP
PDF
243KB
JEL Classification Numbers: D40, E42, L14Keywords: payments policy, two-sided markets, interchange fees. ... Despite the absence of distinct issuers and acquirers (and consequent lack ofexplicit interchange fees), the model could arguably still be used
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
In addition, merchant service fees are higher for small businesses. The rest of this paper proceeds as follows. ... fees paid to them, paying careful attention to avoid double counting between resource costs and transfers.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Reserve Bank’s reforms to interchange fees since the early 2000s, which have reduced incentives. ... a reduction in interchange fees for small/contactless card payments by one of the international.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf
The Australian Financial System in the 1990s
24 Nov 2006
Conferences
PDF
101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Similar interchange fees also applied for the Visa Debit system (the only scheme debit system then in. ... which the reforms have lowered interchange fees in the respective systems, as well as narrowed the difference in fees between the systems.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
fees. JEL Classification Numbers: D12, D14, E42 Keywords: method of payment, consumer payment choice, consumer survey, retail. ... We also provide updated information about the frequency of the payment of ATM fees.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
as merchant surcharges and fees.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
The Australian Financial System in the 2000s: Dodging the Bullet
13 Dec 2011
Conferences
PDF
1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
9 Sep 2020
RDP
PDF
1619KB
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over. ... time, which in turn has been associated with Reserve Bank interchange and surcharging regulation.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf