Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date, there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB (Sparks and Garner 2021).
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
a greater diversity of services for the same cost;. reduced fees for existing services;. ... Logically, banks should be compensated for cheque processing by the users and that means fee for service.
https://www.rba.gov.au/publications/confs/1991/phelps.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
As an explanation, researchers pointed to very high costs associated with foreclosure, including legal fees, moving expenses, recourse to other assets, sentimental attachment to the property and reputational costs that may
https://www.rba.gov.au/publications/rdp/2020/2020-03/full.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
rates by the end of 2020 (Altavilla et al 2022). In some jurisdictions, banks have increased fees to offset the cost of the ELB (CGFS 2019). ... To date,. there is no evidence of Australian banks increasing fees to compensate for the deposit rate ELB.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Data
23 Dec 2016
RDP
2016-12
Holiday travel. Home repairs, renovation and maintenance. Healthcare fees and products. ... Utilities. Telecommunications. Education fees. Insurance. Source: HILDA Survey Release 14.0. The analysis in this paper focuses on durables expenditure.
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
The value of annual fees is based on the fee advertised around the time of the survey. ... these very high-fee cards and using the annual fees advertised for the cards that respondents.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... Particularly important has been the
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
PDF
191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
The Yield and Market Function Effects of the Reserve Bank of Australia's Bond Purchases
24 May 2022
RDP
2022-02
Research Discussion Paper – RDP 2022-02 The Yield and Market Function Effects of the Reserve Bank of Australia's Bond Purchases. Richard Finlay, Dmitry Titkov and Michelle Xiang. May 2022. 1.89. MB. 1. Introduction. This paper focuses on three
https://www.rba.gov.au/publications/rdp/2022/2022-02/full.html
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