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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

9 Sep 2020 RDP PDF 1619KB
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over. ... time, which in turn has been associated with Reserve Bank interchange and surcharging regulation.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-06.pdf

A Banker's Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
William Ferguson
We are also seeing rapid developments in electronic data interchange, image processing, laptop sales support systems, computer trading, computer-driven risk management and a whole array of new automated product-processing ... For some, this may seem a
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Along with their payments, respondents were asked to include details of cash top-ups, including the value of any ATM fee paid. ... Date. Day-of-week. Cash top-up amount. ATM fee paid (dollar amount). Total value of banknotes in wallet after top-up.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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The Consequences of Low Interest Rates for the Australian Banking Sector

29 Dec 2022 Conferences PDF 1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf

Valuing Safety and Privacy in Retail Central Bank Digital Currency

4 Apr 2024 RDP PDF 1594KB
choice experiment technique. An associated challenge is that any differences in fees seen by. ... willingness to pay to switch product characteristics. It is therefore common to calibrate fees with.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

21 Nov 2023 RDP PDF 2354KB
ownership and use among consumers, as well as reductions in merchant acceptance fees over time. ... 5.4 Surcharging of card transactions. To recover the cost of accepting card payments, a merchant may apply an additional fee, or.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf

On the Economics of Committed Liquidity Facilities | Conference – 2013

19 Aug 2013 Conferences
Morten L Bech and Todd Keister
Pricing. Policy corridor. 25 bps. 100 bps. Up-front fee. fixed (15 bps). ... of CLF rights and is willing to accept whatever fee emerges from the auction.
https://www.rba.gov.au/publications/confs/2013/bech-keister.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
safety-deposit boxes; their appetites have been curtailed by the imposition of fees and charges. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html

Decomposing Supply and Demand Driven Inflation

23 Nov 2023 Conferences PDF 1508KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro.pdf

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

9 Oct 2018 RDP 2018-11
Mary-Alice Doyle
interest-free period that outweigh annual fees and interest payments).
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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