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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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A Banker's Perspective on the Future of the Financial System | Conference – 1996

9 Jul 1996 Conferences
William Ferguson
We are also seeing rapid developments in electronic data interchange, image processing, laptop sales support systems, computer trading, computer-driven risk management and a whole array of new automated product-processing ... For some, this may seem a
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html

Appendix A: Survey Methodology

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Along with their payments, respondents were asked to include details of cash top-ups, including the value of any ATM fee paid. ... Date. Day-of-week. Cash top-up amount. ATM fee paid (dollar amount). Total value of banknotes in wallet after top-up.
https://www.rba.gov.au/publications/rdp/2023/2023-08/appendix-a.html
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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

9 Oct 2018 RDP 2018-11
Mary-Alice Doyle
interest-free period that outweigh annual fees and interest payments).
https://www.rba.gov.au/publications/rdp/2018/2018-11.html
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On the Economics of Committed Liquidity Facilities | Conference – 2013

19 Aug 2013 Conferences
Morten L Bech and Todd Keister
Pricing. Policy corridor. 25 bps. 100 bps. Up-front fee. fixed (15 bps). ... of CLF rights and is willing to accept whatever fee emerges from the auction.
https://www.rba.gov.au/publications/confs/2013/bech-keister.html

Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991

21 Jun 1991 Conferences
Ian Harper
safety-deposit boxes; their appetites have been curtailed by the imposition of fees and charges. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html

The Rise in Household Liquidity

10 Nov 2021 RDP 2021-10
Gianni La Cava and Lydia Wang
There may also be fees associated with redrawing money from the loan and limits on how often the redraw facility is used.
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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Another Model

17 Apr 2009 RDP 2009-03
George Gardner and Andrew Stone
and. to consumers, we take. and. to denote the per-transaction fees to consumers now directly set by each platform. ... In discussing these results we focus primarily on the price allocation aspects of platforms' fee choices.
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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Appendix A: Data

5 Aug 2020 RDP 2020-04
Keaton Jenner and Peter Tulip
included. included. included. 14. Architect fees. included. 25. included. Legal and management fees.
https://www.rba.gov.au/publications/rdp/2020/2020-04/appendix-a.html
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Competition: Profitability and Margins | Conference – 1991

21 Jun 1991 Conferences
Les Phelps
a greater diversity of services for the same cost;. reduced fees for existing services;. ... Logically, banks should be compensated for cheque processing by the users and that means fee for service.
https://www.rba.gov.au/publications/confs/1991/phelps.html

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

21 Jun 2023 RDP 2023-05
Callan Windsor, Terhi Jokipii and Matthieu Bussiere
Banks can also respond endogenously by increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... For instance, banks can pivot to Non-II-generating activities as well as increase their fees.
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
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