Search: interchange fee
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interchange fees?
RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
There may also be fees associated with redrawing money from the loan and limits on how often the redraw facility is used.
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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Another Model
17 Apr 2009
RDP
2009-03
and. to consumers, we take. and. to denote the per-transaction fees to consumers now directly set by each platform. ... In discussing these results we focus primarily on the price allocation aspects of platforms' fee choices.
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
including legal fees, moving expenses, recourse to other assets, sentimental attachment to the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... that interest rates have a negligible effect on US banks’ profitability, mainly because higher fees and.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
Appendix A: Data
5 Aug 2020
RDP
2020-04
included. included. included. 14. Architect fees. included. 25. included. Legal and management fees.
https://www.rba.gov.au/publications/rdp/2020/2020-04/appendix-a.html
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The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Banks can also respond endogenously by increasing their non-interest income (for example, fee income) and reducing their costs of operating. ... For instance, banks can pivot to Non-II-generating activities as well as increase their fees.
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
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Measuring Productivity in the Australian Banking Sector
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/oster-antioch.pdf
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
a greater diversity of services for the same cost;. reduced fees for existing services;. ... Logically, banks should be compensated for cheque processing by the users and that means fee for service.
https://www.rba.gov.au/publications/confs/1991/phelps.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
At the same time, however, bank interest margins have been declining (Battellino 2006) and fees charged to retail customers (while increasing in aggregate value due to increased use of banking services) ... do not appear to have involved increased fee
https://www.rba.gov.au/publications/confs/2007/davis.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... Particularly important has been the
https://www.rba.gov.au/publications/confs/1996/edey-gray.html