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Competition Between Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2009/2009-02.html

Potential Non-uniqueness of Market Equilibria

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
This has then been used to justify the imposition of interchange fees – or, more generally, pricing skewed in favour of one side of the market – to encourage one side to come ... Hence, just as here, if a high take-up equilibrium were deemed
https://www.rba.gov.au/publications/rdp/2009/2009-02/potential-non-uniqueness.html

A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
Despite the absence of distinct issuers and acquirers (and consequent lack of explicit interchange fees), the model could arguably still be used to shed light on some features of competition between ... likely interchange fee choices in this setting.
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html