Search: financial institution

Sort by: Relevance Date
1–10 of 15 collapsed search results for financial institution
Did you mean financial institutions?

RBA Glossary definition for financial institution

financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.

Search Results

Macroprudential Limits on Mortgage Products: The Australian Experience

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
banking, financial markets, financial stability, interest rates, money. The Australian Prudential Regulation Authority implemented 2 credit limits between 2014 and 2018.
https://www.rba.gov.au/publications/rdp/2021/2021-07.html

Macroprudential Limits on Mortgage Products: The Australian Experience

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
Macroprudential credit growth limits are backed by a deep literature tying credit growth to financial crises. ... Research shows that excessive credit growth is the most consistent antecedent of financial crises (e.g.
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html

Macroprudential Limits on Mortgage Products: The Australian Experience

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
The authors wrote this paper while in the Financial Stability Department.
https://www.rba.gov.au/publications/rdp/2021/2021-07/sections.html

Conclusions

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
The temporary softening of pricing competition, while a negative consequence in itself, was possibly a worthwhile cost, given that the policy appears to have achieved its financial stability objectives. ... Final comments. The overarching objective of
https://www.rba.gov.au/publications/rdp/2021/2021-07/conclusions.html

References

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
APRA (2017), ‘Further Measures to Reinforce Sound Residential Mortgage Lending Practices’, Letter to authorised deposit-taking institutions, 31 March. ... Evidence from a Panel of 57 Economies’, Journal of Financial Stability, 26, pp 31–44.
https://www.rba.gov.au/publications/rdp/2021/2021-07/references.html

Empirical Strategy

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
RDP 2021-07: Macroprudential Limits on Mortgage Products: The Australian Experience 4. Empirical Strategy. Nicholas Garvin, Alex Kearney and Corrine Rosé. July 2021. Download the Paper 2,356. KB. We identify policy effects with 2 types of panel
https://www.rba.gov.au/publications/rdp/2021/2021-07/empirical-strategy.html

Data and Variables

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
RDP 2021-07: Macroprudential Limits on Mortgage Products: The Australian Experience 3. Data and Variables. Nicholas Garvin, Alex Kearney and Corrine Rosé. July 2021. Download the Paper 2,356. KB. This section details the data, sample and variables
https://www.rba.gov.au/publications/rdp/2021/2021-07/data-and-variables.html

Introduction

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
Macroprudential credit growth limits are backed by a deep literature tying credit growth to financial crises. ... Research shows that excessive credit growth is the most consistent antecedent of financial crises (e.g.
https://www.rba.gov.au/publications/rdp/2021/2021-07/introduction.html

The Credit Growth Limits

1 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
The overarching objectives of this package were to strengthen the resilience of individual ADIs, and to promote the stability of the financial system overall. ... Footnotes. ADIs stands for authorised deposit-taking institutions. In most instances, this
https://www.rba.gov.au/publications/rdp/2021/2021-07/the-credit-growth-limits.html

Read me

26 Jul 2021 RDP 2021-07
Nicholas Garvin, Alex Kearney and Corrine Rosé
RDP 2021-07: Macroprudential Limits on Mortgage Products: The Australian Experience Read me. Nicholas Garvin, Alex Kearney and Corrine Rosé. July 2021. Download 435. KB. This ‘read me’ file describes the supplementary materials provided with
https://www.rba.gov.au/publications/rdp/2021/2021-07/read-me.html