Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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The Rise in US Household Indebtedness: Causes and Consequences | Conference – 2007
20 Aug 2007
Conferences
Meanwhile, aggregate debt associated with credit cards, consumer instalment loans and other borrowing stayed just below 0.30 of aggregate household income throughout the last quarter-century. ... balances related to transactions use of their cards,
https://www.rba.gov.au/publications/confs/2007/dynan-kohn.html
Microeconomics of the Australian Labour Market | Conference – 1998
9 Jun 1998
Conferences
Not surprisingly, the Card and Krueger studies, and related assessments for the UK generated controversy. ... Welch (1995) is critical of the Card and Krueger data in terms of the use of telephone interviews, broad questions, and some properties of the
https://www.rba.gov.au/publications/confs/1998/freebairn.html
Data
31 Dec 2013
RDP
2013-04
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
sector of small credit unions and building societies (CUBs), mortgage originators and securitisers, and credit card providers. ... They consider the ways in which banks are interconnected (through mechanisms such as interbank deposit markets) and
https://www.rba.gov.au/publications/confs/2007/davis.html
Non-technical summary for ‘The Role of Collateral in Borrowing’
20 Jan 2021
RDP
2021-01
Uncollateralised loans – for example, credit cards – involve no pledged security, so the lender has more to lose if the borrower defaults. ... As well as mortgages and credit cards, banks also frequently make collateralised and uncollateralised loans
https://www.rba.gov.au/publications/rdp/2021/2021-01/non-technical-summary.html
Reduced-form Model
6 May 2018
RDP
2018-05
The companies facing higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts, rather than bank loans or corporate bonds.
https://www.rba.gov.au/publications/rdp/2018/2018-05/reduced-form-model.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html
The Australian Labour Market in the 1990s | Conference – 2000
21 Jun 1990
Conferences
It also introduced Job Network – a market-oriented approach to the provision of employment services. ... wage rises do not have an adverse effect on employment (Card and Krueger 1994, 1995).
https://www.rba.gov.au/publications/confs/2000/dawkins.html
Household-level Determinants of Missed Mortgage Payments
31 Dec 2014
RDP
2014-13
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html
Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
For instance, home equity-based borrowing was stronger for younger households, households with low credit scores, and households with high initial credit card utilisation rates.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html