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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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The Rise in US Household Indebtedness: Causes and Consequences | Conference – 2007

20 Aug 2007 Conferences
Karen E Dynan and Donald L Kohn
Meanwhile, aggregate debt associated with credit cards, consumer instalment loans and other borrowing stayed just below 0.30 of aggregate household income throughout the last quarter-century. ... balances related to transactions use of their cards,
https://www.rba.gov.au/publications/confs/2007/dynan-kohn.html

Microeconomics of the Australian Labour Market | Conference – 1998

9 Jun 1998 Conferences
John Freebairn
Not surprisingly, the Card and Krueger studies, and related assessments for the UK generated controversy. ... Welch (1995) is critical of the Card and Krueger data in terms of the use of telephone interviews, broad questions, and some properties of the
https://www.rba.gov.au/publications/confs/1998/freebairn.html

Data

31 Dec 2013 RDP 2013-04
Callan Windsor, Jarkko Jääskelä and Richard Finlay
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html

Banking Concentration, Financial Stability and Public Policy | Conference – 2007

20 Aug 2007 Conferences
Kevin Davis
sector of small credit unions and building societies (CUBs), mortgage originators and securitisers, and credit card providers. ... They consider the ways in which banks are interconnected (through mechanisms such as interbank deposit markets) and
https://www.rba.gov.au/publications/confs/2007/davis.html

Non-technical summary for ‘The Role of Collateral in Borrowing’

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
Uncollateralised loans – for example, credit cards – involve no pledged security, so the lender has more to lose if the borrower defaults. ... As well as mortgages and credit cards, banks also frequently make collateralised and uncollateralised loans
https://www.rba.gov.au/publications/rdp/2021/2021-01/non-technical-summary.html

Reduced-form Model

6 May 2018 RDP 2018-05
Jonathan Hambur and Gianni La Cava
The companies facing higher interest rates could be relying on more expensive forms of borrowing, such as credit cards or overdrafts, rather than bank loans or corporate bonds.
https://www.rba.gov.au/publications/rdp/2018/2018-05/reduced-form-model.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html

The Australian Labour Market in the 1990s | Conference – 2000

21 Jun 1990 Conferences
Peter Dawkins
It also introduced Job Network – a market-oriented approach to the provision of employment services. ... wage rises do not have an adverse effect on employment (Card and Krueger 1994, 1995).
https://www.rba.gov.au/publications/confs/2000/dawkins.html

Household-level Determinants of Missed Mortgage Payments

31 Dec 2014 RDP 2014-13
Matthew Read, Chris Stewart and Gianni La Cava
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html

Property Prices and Bank Risk-taking | Conference – 2012

20 Aug 2012 Conferences
Giovanni Dell'Ariccia
For instance, home equity-based borrowing was stronger for younger households, households with low credit scores, and households with high initial credit card utilisation rates.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html