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RBA Glossary definition for dual-network card

dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.

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The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
The need to cross-subsidise transactions services and maintain an expensive infrastructure network have important implications for banks' competitive position, particularly when viewed in conjunction with another development, the decline in
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011

24 Jul 2000 Conferences
Kevin Davis
The Reserve Bank began a program of payments system reforms in the early 2000s, focusing initially on card payment systems (Bullock 2010), where network characteristics create access issues. ... Scheme arrangements also meant that merchants were
https://www.rba.gov.au/publications/confs/2011/davis.html

Method

11 Sep 2015 RDP 2015-01
Tom Bilston, Robert Johnson and Matthew Read
and P and C are the estimated interest payments on personal and credit card debt, respectively. ... Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and
https://www.rba.gov.au/publications/rdp/2015/2015-01/method.html
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Data

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
6.9. 0.0. 4.0. Fixed-rate business debt. 3.2. 0.0. 1.9. Credit cards. ... More than two-thirds of households hold some form of debt, but many hold only small amounts of debt (usually in the form of credit cards) and hence are still defined
https://www.rba.gov.au/publications/rdp/2016/2016-12/data.html
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Developments in the Business of Banking | Conference – 1996

9 Jul 1996 Conferences
Robert Joss
In so doing the main source of revenue for maintaining and further expanding the branch network was lost. ... What banks cannot afford to do is keep the old branch network for facilitating payments and simply add on the new technology.
https://www.rba.gov.au/publications/confs/1996/joss.html

The ATM Market in Australia

31 Dec 2012 RDP 2012-03
Clare Noone
RDP 2012-03: ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia 2. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Reflections on US Labour Market Performance | Conference – 1998

9 Jun 1998 Conferences
Lawrence F. Katz
Card, Kramarz and Lemieux 1996; Krueger and Pischke 1997; Nickell and Bell 1995).
https://www.rba.gov.au/publications/confs/1998/katz.html

Discussion on Microeconomics of the Australian Labour Market | Conference – 1998

9 Jun 1998 Conferences
The controversial findings of Card and Krueger on the impact of changes in the minimum wage on employment generated much discussion. ... However, the other evidence that Card and Krueger presented using time-series evidence was more robust and suggested
https://www.rba.gov.au/publications/confs/1998/lowe-disc.html

Appendix B: Variable Definitions

31 Dec 2003 RDP 2003-08
Gianni La Cava and John Simon
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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Results

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Lower financial literacy may also be correlated with the presence of consumer debts, such as credit cards, that may lower borrowers' ability-to-pay threshold (Disney and Gathergood 2013).
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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