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RBA Glossary definition for direct entry credit

direct entry credit – A pre-planned credit from one account to another.

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The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
5.37 0.3 0.02 5.79 Direct entry 512 0.41 0.2 0.01 0.75 BPAY 336 0.73 0.2 0.02 1.01 Memo item: ... 16 For example, the Community of Interest Network (COIN) has worked to reduce the number of physical network connections in the direct entry, eftpos and ATM
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
I find. that entries to arrears are predominantly explained by ability-to-pay factors. ... such as through the credit rating agencies’ ratings criteria. For example, the Securitisation Dataset.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

Banking in the 21st Century: The Transformation of an Industry

7 Dec 2006 Conferences PDF 100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf

Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

10 Sep 2020 RDP PDF 457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf

The Evolving Structure of the Australian Financial System

7 Dec 2006 Conferences PDF 118KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/edey-gray.pdf

The Evolving Structure of the Australian Financial System

1 Dec 2009 RDP PDF 129KB
2 The main groups are banks, merchant banks, finance companies, building societies, credit. ... of finance contributed to an assetprice boom which further fed back into credit growth.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf

The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
degree of error around the data when split between debit and credit cards. ... PayPal allows consumers to make a payment over the internet funded by any of a number of payment methods, including debit and credit cards, direct debit and stored-value funds
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data

8 Jun 2023 RDP PDF 1310KB
This paper presents new insights on the direct impact of lower rates on bank profitability, after. ... a) Sample includes banks, credit unions and building societies, foreign branches and foreign subsidiaries.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf

Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data

13 Feb 2024 RDP PDF 1260KB
5.2 The credit constraint channel 13. 6. Macroeconomic Effects on Productivity 16. ... to innovate; and tighter credit conditions, which make it harder to finance investment and.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf

Competition and the Phillips Curve

19 Dec 2023 Research Workshop PDF 833KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-fujiwara-matsuyama.pdf