Search: direct debit

Sort by: Date Relevance
1–10 of 601 search results for direct debit
Did you mean direct debits?

RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

Search Results

Valuing Safety and Privacy in Retail Central Bank Digital Currency

11 Apr 2024 RDP 2024-02
Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney
Although we caution about studying privacy attitudes with direct survey questions, there is one such question in the Consumer Payments Survey that we do show results for here to demonstrate the ... Some proposed CBDC designs do involve a more direct
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
See 3 more results from "RDP 2024-02"

The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
Figure 19: Change in Share by Number of Debit and Credit Card Payments. ... Debit cards. 4.3. 7.3. Reward cardholder status. Owns a rewards card.
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
See 7 more results from "RDP 2023-08"

Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey

14 Sep 2020 RDP 2020-06
James Caddy, Luc Delaney and Chay Fisher
a credit card still made over half of their payments using a debit card. ... direct debits), which are recorded separately in a post-diary questionnaire (see Section 6.2).
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
See 9 more results from "RDP 2020-06"

Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates points that have been interpolated or extrapolated; dots indicate direct ... Banknote lodgements, on the
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html
See 5 more results from "RDP 2018-12"

Literature

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Rewards programs often reflect a similar multi-tier pricing structure, with no direct comparison between the number of rewards points and their dollar value. ... In addition to potential practical barriers to switching cards (e.g. search costs, time
https://www.rba.gov.au/publications/rdp/2018/2018-11/literature.html
See 5 more results from "RDP 2018-11"

A Factor Model Analysis of the Effects of Inflation Targeting on the Australian Economy | Conference – 2018

12 Apr 2018 Conferences
Luke Hartigan and James Morley
A direct implication for monetary policy is that it makes sense to ‘look through’ some of the high frequency movements in CPI inflation. ... Export price index: Goods and services credits. Prices. Δlog(x. t. ). Yes. Import price index: Goods and
https://www.rba.gov.au/publications/confs/2018/hartigan-morley.html

Other Types of Payments

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
In 2016, respondents were specifically asked to record both direct debits and recurring ‘pay anyone’ transactions. ... In addition, some billers (e.g. energy retailers and insurers) now offer discounts for paying by direct debit.
https://www.rba.gov.au/publications/rdp/2017/2017-04/other-types-of-payments.html
See 6 more results from "RDP 2017-04"

Literature

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
Borzekowski, Kiser and Ahmed (2008) used survey data on debit card adoption and use to evaluate how US consumers reacted to per-transaction prices on card payments. ... 2.3 per cent surcharge on small-value payments would increase the use of debit cards
https://www.rba.gov.au/publications/rdp/2015/2015-03/literature.html
See 9 more results from "RDP 2015-03"

A Structural Model of Counterfeiting and Methods of Payment

11 Sep 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
data. Deposit account transactions could be made using a proprietary debit card (e.g. ... Production costs. Financial institutions – direct payment costs. 0.59. 0.22. 0.18.
https://www.rba.gov.au/publications/rdp/2015/2015-05/structural-model-counterfeiting-methods-payment.html
See 6 more results from "RDP 2015-05"

Resource Costs of Payments

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
Of the remote payment options, direct debit is considerably less resource intensive than BPAY, debit and credit cards. ... There is no scheme involved in direct debit payments; direct debits are facilitated by the set of bilateral relationships between
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
See 12 more results from "RDP 2014-14"