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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Appendix A: Data

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
Scheme credit, debit and charge card fraud perpetrated in Australia and internationally on Australia-issued cards. ... Australian Payments Clearing Association – Fraud Statistics. Debit card expenditure. The value of purchases made using debit cards
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-a.html

Introduction

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
close payment substitutes like debit cards and credit cards. ... In response to the same counterfeiting shock, bank deposits increase by 0.04 per cent and credit card use increases by 0.16 per cent.
https://www.rba.gov.au/publications/rdp/2015/2015-05/introduction.html

Robustness of Results

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
We use debit card expenditure and credit card expenditure rather than bank deposits and credit card debt (see Appendix A for details). ... We would expect the counterfeiting shock to reduce the demand for banknotes and increase the aggregate use of
https://www.rba.gov.au/publications/rdp/2015/2015-05/robustness-results.html

A Structural Model of Counterfeiting and Methods of Payment

11 Sep 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
The stock of bank deposits is included to capture the effect of counterfeiting on debit card and eftpos payments. ... data. Deposit account transactions could be made using a proprietary debit card (e.g.
https://www.rba.gov.au/publications/rdp/2015/2015-05/structural-model-counterfeiting-methods-payment.html

References

11 Sep 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access. ,
https://www.rba.gov.au/publications/rdp/2015/2015-05/references.html

The Social Costs of Currency Counterfeiting

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
In Australia, studies have found that the average-sized cash transaction incurs lower social costs than average-sized credit card and debit card transactions (Schwartz et al 2008; Stewart et al ... However, some consumers will value the benefits of
https://www.rba.gov.au/publications/rdp/2015/2015-05/social-costs-currency-counterfeiting.html