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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Small Businesses Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
0–10. eftpos. 90. 20–30. 20–30. MasterCard & Visa debit or credit cards. ... MasterCard & Visa credit cards are the next most expensive card payment method; while these are accepted widely, they have the second highest rate of surcharging.
https://www.rba.gov.au/publications/rdp/2014/2014-14/small-businesses-costs.html

Influence of Payment Size

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
excluding account maintenance, and the credit and rewards functions of credit cards), together with the resource costs of merchants. ... credit card transaction increases and the rate at which the cost varies with transaction size also increases.
https://www.rba.gov.au/publications/rdp/2014/2014-14/influence-payment-size.html

Methodology

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
cards (MasterCard 2014); or the costs to individuals experiencing credit stress from credit cards. ... The final issue involves the choice of costs that are included when measuring the resource costs used in making credit card payments.
https://www.rba.gov.au/publications/rdp/2014/2014-14/methodology.html