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RBA Glossary definition for credit card

credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.

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Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
Data from the CPS show a steady shift away from cash as a means of payment over the past decade, driven by an increasing use of cards (credit and debit) to ... debit and credit card payments; and. banknote lodgements at cash depots.
https://www.rba.gov.au/publications/rdp/2018/2018-12/full.html

Appendix A: Ground-up Calculations

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
First, tourists' card payments can be approximated using data on payments that were made with cards issued overseas. ... Without further data, the split between cash and card purchases is held in the same ratio as payments made with cards issued overseas
https://www.rba.gov.au/publications/rdp/2018/2018-12/appendix-a.html

Conclusion

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
This is consistent with the Reserve Bank's Consumer Payments Survey data, which show that debit and credit cards have recently overtaken cash as the most frequently used means of payment.
https://www.rba.gov.au/publications/rdp/2018/2018-12/conclusion.html

Cash Used in Legitimate Transactions

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
To approximate the value of cash payments made with cash sourced from overseas, we subtract the value of card payments and ATM withdrawals made with international cards from estimated total tourist ... debit and credit card payments; and. banknote
https://www.rba.gov.au/publications/rdp/2018/2018-12/cash-used-in-legitimate-transactions.html

Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
The Stata code was run on Stata 13.0. The 2016 Consumer Payments Survey and the Card Features Database are held in the Payments Policy Department of the Reserve Bank of ... In this table we estimate cash spending using the cash-to-card ratio from the
https://www.rba.gov.au/publications/rdp/2018/2018-12/read-me.html

Background Data and International Comparisons

1 Dec 2018 RDP 2018-12
Richard Finlay, Andrew Staib and Max Wakefield
Data from the CPS show a steady shift away from cash as a means of payment over the past decade, driven by an increasing use of cards (credit and debit) to
https://www.rba.gov.au/publications/rdp/2018/2018-12/background-data-and-international-comparisons.html