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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
PDF
1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf
The Rise of Niche Consumption
19 Dec 2019
Research Workshop
PDF
799KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-vavra.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... Countries with high cash use relative to debit card
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes
1 Dec 2018
RDP
2018-12
The Stata code was run on Stata 13.0. The 2016 Consumer Payments Survey and the Card Features Database are held in the Payments Policy Department of the Reserve Bank of ... In this table we estimate cash spending using the cash-to-card ratio from the
https://www.rba.gov.au/publications/rdp/2018/2018-12/read-me.html
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Appendix B: Estimation and Sensitivity Testing of Net Monetary Benefit
8 Oct 2018
RDP
2018-11
According to the survey, gift cards are the most common way that consumers redeem their points, used by just over one-third of rewards card holders (Figure B1). ... Respondents were asked ‘How much were you charged in credit card interest in your most
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-b.html
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Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
credit card (if they held multiple cards, this was the one they used most often). ... incurred interest charges; the distribution of benefits from credit cards across income groups also.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... 4.1 New provisions. In this section, we model banks' net new provisions for expected loan losses (also known as their ‘charge for bad and doubtful debts’).
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
Payment Cards
8 Aug 2017
RDP
2017-04
Source: RBA calculations, based on data from Ipsos. Footnotes. In this paper, references to ‘payment cards’ or ‘cards’ refer to debit, credit and charge cards. ... the cards that they held, rather than selecting the type of card (i.e.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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How Australians Pay: Evidence from the 2016 Consumer Payments Survey
24 Jul 2017
RDP
PDF
1438KB
Debit cards 15 22 24 30. Credit and charge cards 11 9 19 22. ... Debit cards 21 27 22 26. Credit and charge cards 23 16 31 28.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-04.pdf