Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
PDF
1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
This does not simply reflect thetendency for low-doc loans to be extended to self-employed borrowers, who tendto have more volatile incomes, as we control for whether the borrower was ... self-employed at the time of loan origination.10 The estimated SHR
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
appraisal values at origination, type of loan (rate-refi, cash-out, purchase), indicatorsfor prepayment and borrower FICO scores. ... loans by the same borrower together,which is not possible with mortgage servicing data alone.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Do Australian Households Borrow to Keep up with the Joneses?
8 Nov 2022
RDP
PDF
1659KB
income inequality serves as a ‘signal’ to screen borrowers. This leads to credit being more readily.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-06.pdf
The Real Effects of Debt Covenants: Evidence from Australia
24 Oct 2022
RDP
PDF
1647KB
misalignment in incentives between lenders and borrowers (Stein 2003). This paper studies the.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
interest rates banks charge borrowers or the amount they are willing to lend (i.e. ... inaccuracies. This is because the interest rates banks charge borrowers ensure they are sufficiently.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Financial System Liquidity, Asset Prices and Monetary Policy
27 Nov 2006
Conferences
PDF
279KB
RBA Conference Volume 2005
https://www.rba.gov.au/publications/confs/2005/pdf/shin.pdf
Central Bank Frameworks: Evolution or Revolution?
4 Jan 2023
Conferences
PDF
7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf
Endogenous Technology Adoption and R&D as Sources of Business ...
21 Jun 2018
Research Workshop
PDF
943KB
process as an important cause of a sustained decline in spending by borrowers as they saved.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-comin.pdf
Discussion of Property Prices and Bank Risk-taking
10 Dec 2012
Conferences
PDF
443KB
RBA Conference Volume 2012
https://www.rba.gov.au/publications/confs/2012/pdf/dellariccia-disc.pdf