Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Household Leveraging and Deleveraging
13 Dec 2012
Research Workshop
PDF
718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
term by passing on changes in funding costs to borrowers as they occur. ... where borrowers with more equity have also tended to receive larger discounts (Allen, Clark and Houde 2011).
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Introduction to Small Business Conditions and Finance
20 Aug 2015
Conferences
PDF
53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1166KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-presentation.pdf
Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data
13 Feb 2024
RDP
PDF
1260KB
which reduce borrowers’ collateral value and therefore borrowing capacity, the ‘financial accelerator.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf
Rates Normalization Amid Elevated Global Financial Vulnerabilities
29 Dec 2022
Conferences
PDF
1623KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-natalucci.pdf
The Economics of Low Interest Rates
29 Dec 2022
Conferences
PDF
1053KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-mian-presentation.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
focus on those whose institutional and legal frameworks, LVR distribution, and borrower and bank. ... that is, the extent to which the borrower is in negative equity), plus a margin to cover foreclosure.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
importance of offset accounts by separating borrowers into those that report having an offset. ... Similarly, borrowers with. Mortgage debt-to-income ratio. Gross. Net of liquid assets2.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Discussion of The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective
20 Nov 2007
Conferences
PDF
82KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/laker-disc.pdf