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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Why do so Many Australian Borrowers Issue Bonds Offshore?

26 Nov 2002 Speech
Ric Battellino
Speech by Ric Battellino to the Australian Credit Forum 2002, Sydney
https://www.rba.gov.au/speeches/2002/sp-ag-261102.html

All Speeches

4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html

Financial Stability and the Financial Health of Australian Mortgagors

8 Dec 2023 Speech
Andrea Brischetto
Speech delivered by Andrea Brischetto, Head of Financial Stability, Sydney Banking and Financial Stability Conference, University of Sydney, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-12-08.html

How Are Households Placed for Interest Rate Increases?

19 Jul 2022 Speech
Michele Bullock
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html

Understanding Rising Housing Loan Arrears

18 Jun 2019 Speech
Jonathan Kearns
Speech delivered by Jonathan Kearns, Head of Financial Stability Department, to the 2019 Property Leaders’ Summit, Canberra
https://www.rba.gov.au/speeches/2019/sp-so-2019-06-18.html

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

22 Jul 2020 RDP 2020-03
Michelle Bergmann
My results are broadly consistent with the double-trigger hypothesis. Ability-to-pay factors, such as regional unemployment rates and borrowers' repayment-to-income ratios, are found to be correlated with
https://www.rba.gov.au/publications/rdp/2020/2020-03.html
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The Role of Collateral in Borrowing

20 Jan 2021 RDP 2021-01
Nicholas Garvin, David W Hughes and José-Luis Peydró
Australian interbank markets at the time of the Lehman Brothers failure present a platform for identification, because the collateral is liquid and homogenous across borrowers (unlike in retail credit markets), the ... After the exogenous shock,
https://www.rba.gov.au/publications/rdp/2021/2021-01.html
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Monetary Policy in Australia: Complementarities and Trade-offs

24 Oct 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, 2023 Commonwealth Bank Global Markets Conference, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-10-24.html

Channels of Transmission

11 Oct 2023 Speech
Christopher Kent
Speech delivered by Christopher Kent, Assistant Governor (Financial Markets), to Bloomberg, Sydney
https://www.rba.gov.au/speeches/2023/sp-ag-2023-10-11.html

A Closer Look at the Borrower Cash Flow Channel

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
Download the Paper 1. MB. Next, we take a closer look at the borrower cash flow channel by exploiting variation between variable-rate and fixed-rate borrowers in their response to ... If the borrower cash flow channel exists, the cash flows and spending
https://www.rba.gov.au/publications/rdp/2016/2016-12/closer-look-at-the-borrower-cash-flow-channel.html
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