Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
When house prices are on the rise, banks have little incentive to discriminate across borrowers. ... Borrowers will switch to easier-lending competitors. Investors will punish managers not delivering high returns.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
In other words: does relationship lending work? Does it produce benefits to the borrower? ... These proxies include relationship length, bank-borrower distance, exclusivity and cross-product information synergies.
https://www.rba.gov.au/publications/confs/2015/udell.html
The US Current Account Deficit: A Re-Examination of the Role of Private Saving
1 Nov 2005
RDP
2005-09
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2005/2005-09.html
See 1 more results from "RDP 2005-09"
Statement by Philip Lowe, Governor: Monetary Policy Decision
5 Mar 2019
Media Releases
Announcement that the Board decided to leave the cash rate unchanged at 1.50 per cent.
https://www.rba.gov.au/media-releases/2019/mr-19-05.html
Statement by Philip Lowe, Governor: Monetary Policy Decision
1 Mar 2022
Media Releases
At its meeting today, the Board decided to maintain the cash rate target at 10 basis points and the interest rate on Exchange Settlement balances at zero per cent.
https://www.rba.gov.au/media-releases/2022/mr-22-05.html
Credit Losses at Australian Banks: 1980–2013
11 May 2015
RDP
2015-06
Credit risk – the risk that borrowers will not repay their loans – is one of the main risks that financial intermediaries face, and has been the underlying driver of most systemic banking
https://www.rba.gov.au/publications/rdp/2015/2015-06.html
See 6 more results from "RDP 2015-06"
An Industry Perspective on the Future of the Australian Financial System
7 Dec 2006
Conferences
PDF
15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
importance of offset accounts by separating borrowers into those that report having an offset. ... Similarly, borrowers with. Mortgage debt-to-income ratio. Gross. Net of liquid assets2.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
25 Jan 2023
RDP
PDF
1588KB
constraints. In the empirical micro literature, Mian andSufi (2009) document that zip codes with more subprime borrowers in 1996 had disproportionatelyhigh mortgage growth in the boom and default rates in 2007 ... Further, prime borrowers in these
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-01.pdf
Household Leveraging and Deleveraging
13 Dec 2012
Research Workshop
PDF
718KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/primiceri.pdf