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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Why do so Many Australian Borrowers Issue Bonds Offshore?

26 Nov 2002 Speech
Ric Battellino
Speech by Ric Battellino to the Australian Credit Forum 2002, Sydney
https://www.rba.gov.au/speeches/2002/sp-ag-261102.html

All Speeches

4 Mar 2024
Speeches by senior staff of the Reserve Bank
https://www.rba.gov.au/speeches/list.html

Financial Stability and the Financial Health of Australian Mortgagors

8 Dec 2023 Speech
Andrea Brischetto
Speech delivered by Andrea Brischetto, Head of Financial Stability, Sydney Banking and Financial Stability Conference, University of Sydney, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-12-08.html

How Are Households Placed for Interest Rate Increases?

19 Jul 2022 Speech
Michele Bullock
Speech delivered by Michele Bullock, Deputy Governor, ESA (QLD) Business Lunch, Brisbane
https://www.rba.gov.au/speeches/2022/sp-dg-2022-07-19.html

Understanding Rising Housing Loan Arrears

18 Jun 2019 Speech
Jonathan Kearns
Speech delivered by Jonathan Kearns, Head of Financial Stability Department, to the 2019 Property Leaders’ Summit, Canberra
https://www.rba.gov.au/speeches/2019/sp-so-2019-06-18.html

Response to the Consultation on Eligibility Criteria for CMBS and Other ABS, and Measures to Strengthen Privacy

23 Dec 2013 Media Releases
On 2 October 2013, the Reserve Bank published for consultation new eligibility criteria for commercial mortgage backed (CMBS) and other asset-backed securities (ABS), alongside measures to strengthen borrower privacy under the Residential Mortgage
https://www.rba.gov.au/media-releases/2013/mr-13-27.html

New Eligibility Criteria for Commercial Mortgage Backed Securities and Other Asset Backed Securities, and Measures to Strengthen Privacy

2 Oct 2013 Media Releases
New eligibility criteria for commercial mortgage backed and asset backed securities
https://www.rba.gov.au/media-releases/2013/mr-13-21.html

A Closer Look at the Borrower Cash Flow Channel

23 Dec 2016 RDP 2016-12
Gianni La Cava, Helen Hughson and Greg Kaplan
Download the Paper 1. MB. Next, we take a closer look at the borrower cash flow channel by exploiting variation between variable-rate and fixed-rate borrowers in their response to ... If the borrower cash flow channel exists, the cash flows and spending
https://www.rba.gov.au/publications/rdp/2016/2016-12/closer-look-at-the-borrower-cash-flow-channel.html
See 9 more results from "RDP 2016-12"

Developing Housing Finance Systems | Conference – 2012

20 Aug 2012 Conferences
Francis E Warnock and Veronica Cacdac
Information on the borrower. To adequately price a loan, a lender must have information on the creditworthiness of prospective borrowers that enables a determination of the probability of default. ... of fixed- or variable-rate mortgages in any economy
https://www.rba.gov.au/publications/confs/2012/warnock-warnock.html

Monetary Policy in Australia: Complementarities and Trade-offs

24 Oct 2023 Speech
Michele Bullock
Speech delivered by Michele Bullock, Governor, 2023 Commonwealth Bank Global Markets Conference, Sydney
https://www.rba.gov.au/speeches/2023/sp-gov-2023-10-24.html