Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
Search Results
Inflation in an Era of Relative Price Shocks: Proceedings of a Conference
12 May 2010
Conferences
PDF
2491KB
RBA Conference Volume 2009
https://www.rba.gov.au/publications/confs/2009/pdf/conf-vol-2009.pdf
Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All
30 May 2022
Research Workshop
PDF
298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
The absence of historical experience with large losses on banks’ mortgage portfolios makes. ... residential mortgage-backed securities (RMBS), and selection bias in this sample (arising from.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Read me file for Macroprudential Limits on Mortgage Products: The Australian Experience
22 Jul 2021
RDP
PDF
552KB
RDP 2021-07 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-read-me.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
Research Discussion Paper. Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data. ... JEL Classification Numbers: G21, R29, R31Keywords: household surveys, loan-level data, mortgage default.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Read me file for The Determinants of Mortgage Defaults in Australia - Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
501KB
RDP 2020-03 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-03/rdp-2020-03-read-me.pdf
Non-technical summary for 'The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis'
17 Jul 2020
RDP
PDF
425KB
RDP 2020-03 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-03/rdp-2020-03-non-technical-summary.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
Keywords: macroprudential policy, banks, mortgages, mortgage rates. Table of Contents. 1. ... targeted mortgage products. Banks cut lending growth in targeted mortgages by around 20 to.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf
Non-technical summary for 'Macroprudential Limits on Mortgage Products: The Australian Experience'
22 Jul 2021
RDP
PDF
526KB
RDP 2021-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-non-technical-summary.pdf
Read me file for The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
504KB
RDP 2019-06 supplementary information
https://www.rba.gov.au/publications/rdp/2019/2019-06/rdp-2019-06-read-me.pdf