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RBA Glossary definition for IT
IT – Information Technology
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
It is commonly cited as a major risk to numerous countries, including Australia.
https://www.rba.gov.au/publications/rdp/2020/2020-05.html
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
In particular, it does not capture other factors that indicate the riskiness of household debt. ... specifically, income earners), which would lower household income by more than it lowers debt.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
Read me
25 Aug 2020
RDP
2020-05
To do this, it first calls data from ‘stata_input.xlsx’. To recreate the contributions data in Figures 5 and 6, use the following formula:.
https://www.rba.gov.au/publications/rdp/2020/2020-05/read-me.html
Non-technical summary for ‘How Risky is Australian Household Debt?’
25 Aug 2020
RDP
2020-05
history. Many commentators argue that it creates a major vulnerability for the country's economy. ... Why is household debt in Australia relatively high compared with other countries, and what are the main reasons it has increased over time?
https://www.rba.gov.au/publications/rdp/2020/2020-05/non-technical-summary.html
Stress Testing Household Debt
25 Aug 2020
RDP
2020-05
It is possible that our results overstate the extent of debt-at-risk because of some simplifications in our approach. ... It is also moderately larger than Ballantyne et al (2019), even when controlling for monetary stimulus.
https://www.rba.gov.au/publications/rdp/2020/2020-05/stress-testing-household-debt.html
Introduction
25 Aug 2020
RDP
2020-05
In particular, it does not capture other factors that indicate the riskiness of household debt. ... However, it still requires assumptions to be made about the capacity (and willingness) of households to service their debt.
https://www.rba.gov.au/publications/rdp/2020/2020-05/introduction.html
References
25 Aug 2020
RDP
2020-05
Borio C, M Drehmann and K Tsatsaronis (2014), ‘Stress-Testing Macro Stress Testing: Does it Live up to Expectations?’, Journal of Financial Stability, 12, pp 3–15.
https://www.rba.gov.au/publications/rdp/2020/2020-05/references.html
Why is Australian Household Debt High Relative to History and Other Countries?
25 Aug 2020
RDP
2020-05
specifically, income earners), which would lower household income by more than it lowers debt. ... it may be related to the pace of growth in the DTI ratio, not its level).
https://www.rba.gov.au/publications/rdp/2020/2020-05/why-is-australian-household-debt-high-relative-to-history-and-other-countries.html