Search: Financial Stability Review
RBA Glossary definition for Financial Stability Review
Financial Stability Review – The Reserve Bank issues a Financial Stability Review half-yearly. These reviews assess the currenct condition of the financial system and potential risks to financial stability, and survey policy developments designed to improve financial stability.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
The stability in out-of-wallet cash holdings between 2019 and 2022, despite the sharp decline in transactional cash usage, is consistent with strong precautionary or store-of-wealth demand for ... Changes to the Reserve Bank's surcharging rules were made
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Previous studies have tended to rely on commercially available databases such as BankScope or S&P Global Market Intelligence's SNL Financial, which use strict criteria to ensure all variables are ... Central bank term funding facilities: The introduction
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
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Estimating the Effects of Monetary Policy in Australia Using Sign-restricted Structural Vector Autoregressions
3 Jan 2023
RDP
2022-09
rates) to further purge the cash rate of variation that is anticipated by financial market participants. ... to purge the cash rate of its endogenous response to economic and financial conditions do not control for the RBA's response to all other shocks
https://www.rba.gov.au/publications/rdp/2022/2022-09/full.html
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The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
But if the central bank has other considerations, such as financial stability, then the answer is not as clear. ... Banks use both debt and equity to fund their loans. So it is possible that the stability of the major banks' lending spreads (i.
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
Georgarakos, Haliassos and Pasini 2014; Berlemann and Salland 2016). This has potential important implications for both financial and macrofinancial stability if this ‘keeping up with the Joneses’ leads households to become ... Also, there may be
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
The Reserve Bank of Australia's Financial Stability Department has been developing a top-down stress testing model over recent years to strengthen its analysis of the resilience of the Australian ... 1990s and the global financial crisis) and with those
https://www.rba.gov.au/publications/rdp/2022/2022-03/full.html
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References
18 Jan 2022
RDP
2022-01
RBA (2020a), ‘The Australian Financial System’, Financial Stability Review, October, pp 35–45. ... RBA (2020b), ‘Box C: The Use of Banks' Capital Buffers’, Financial Stability Review, October.
https://www.rba.gov.au/publications/rdp/2022/2022-01/references.html
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The Rise in Household Liquidity
10 Nov 2021
RDP
2021-10
There are two key motivations for our research. First, household liquidity buffers are important from a financial stability perspective. ... Low (or declining) liquidity buffers could pose a significant risk to financial stability, all other things being
https://www.rba.gov.au/publications/rdp/2021/2021-10/full.html
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Is the Phillips Curve Still a Curve? Evidence from the Regions
31 Aug 2021
RDP
2021-09
They measure the average unemployment rate in each region over each financial year from 1998/99 onward. ... Column (D) in Table 1 explores the stability of the estimated Phillips curve relationship over time.
https://www.rba.gov.au/publications/rdp/2021/2021-09/full.html
Macroprudential Limits on Mortgage Products: The Australian Experience
26 Jul 2021
RDP
2021-07
Macroprudential credit growth limits are backed by a deep literature tying credit growth to financial crises. ... The overarching objectives of this package were to strengthen the resilience of individual ADIs, and to promote the stability of the
https://www.rba.gov.au/publications/rdp/2021/2021-07/full.html
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