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RBA Glossary definition for ACT

ACT – Australian Competition Tribunal

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Data

31 Dec 2013 RDP 2013-05
Gianni La Cava
Download the Paper 756. KB. The data underpinning the regression analysis are derived from the Home Mortgage Disclosure Act (HMDA) Loan Application Registry. ... in each tract, as well as lender-level controls, such as the average (log) number of loan
https://www.rba.gov.au/publications/rdp/2013/2013-05/data.html

Introduction

31 Dec 2013 RDP 2013-05
Gianni La Cava
In this framework, the closure of the securitisation market acts as the ‘treatment’, the ‘treatment group’ are the mortgage lenders that were reliant on securitisation before 2007 and the ‘control group’
https://www.rba.gov.au/publications/rdp/2013/2013-05/introduction.html

Testing the Flight to Quality and Flight to Home Hypotheses

31 Dec 2013 RDP 2013-05
Gianni La Cava
Source: Home Mortgage Disclosure Act Loan Application Registry. In Figure 6, I plot the evolution of the average lending distance for both groups. ... Sources: Home Mortgage Disclosure Act Loan Application Registry; author's calculations. The liquidity
https://www.rba.gov.au/publications/rdp/2013/2013-05/testing-flight-to-quality-flight-to-home.html

Testing the Liquidity Constraints Hypothesis

31 Dec 2013 RDP 2013-05
Gianni La Cava
Note: Shaded areas denote crisis period (2007–2008). Source: Home Mortgage Disclosure Act Loan Application Registry.
https://www.rba.gov.au/publications/rdp/2013/2013-05/testing-liquidity-constraints-hypothesis.html