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RBA Glossary definition for interchange fee

interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.

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Innovation and Regulation in the Australian Payments System

7 Dec 2020 Speech
Philip Lowe
Speech delivered by Philip Lowe, Governor, to the Australian Payments Network, Online
https://www.rba.gov.au/speeches/2020/sp-gov-2020-12-07.html

Opening Statement to House of Representatives Standing Committee - The Australian Payments System

15 May 2006 Speech
Philip Lowe
Opening Statement delivered by Philip Lowe to House of Representatives Standing Committee on Economics, Finance and Public Administration, Sydney
https://www.rba.gov.au/speeches/2006/sp-ag-150506.html

Reform of Australia's Payments System: The 2007/08 Review

27 Jun 2007 Speech
Philip Lowe
Speech by Philip Lowe to the 4th International Consumer Credit Card Summit 2007, Sydney
https://www.rba.gov.au/speeches/2007/sp-ag-270607.html

The Evolution and Regulation of the Payments System

14 Mar 2006 Speech
Philip Lowe
Speech by Philip Lowe to the Payments System Conference 2006, Melbourne Business School, Melbourne
https://www.rba.gov.au/speeches/2006/sp-ag-140306.html

The Card Payments Review

12 May 2016 Speech
Malcolm Edey
Speech delivered by Malcolm Edey, Assistant Governor (Financial System), at the Cards & Payments Australia conference, Melbourne
https://www.rba.gov.au/speeches/2016/sp-ag-2016-05-12.html

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

9 Aug 2012 RDP 2012-03
Clare Noone
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2012/2012-03.html
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Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
JEL Classification Numbers: D40, E42, L14Keywords: payments policy, two-sided markets, interchange fees. ... Despite the absence of distinct issuers and acquirers (and consequent lack ofexplicit interchange fees), the model could arguably still be used
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
foreign and direct fees will shift by an amount equal to the interchange fee when the interchange fee is banned. ... That is, foreign and direct fees adjusted by twice as much as the change in the interchange fee.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

The Shift to Electronic Payments – Some Policy Issues

28 Mar 2023 Speech
Ellis Connolly
Speech delivered by Ellis Connolly, Head of Payments Policy, AFR Banking Summit, Sydney
https://www.rba.gov.au/speeches/2023/sp-so-2023-03-28.html

Payments System Reform: The Australian Experience

6 May 2005 Speech
Philip Lowe and Ian Macfarlane
Remarks by Philip Lowe to the Federal Reserve Bank of Kansas City Conference on Interchange Fees in Credit and Debit Card Industries: What Role for Public Authorities-, Santa Fe
https://www.rba.gov.au/speeches/2005/sp-ag-070505.html