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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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2022 Conference – Biographies of Presenters

29 Dec 2022 Conferences PDF 468KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-biographies.pdf

A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
Some consumers, for instance, may be particularly averse to taking on debt, and so appreciate the budgeting discipline provided by a debit card. ... Others, by contrast, may value the flexibility afforded by a credit card relative to a debit card in
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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The ATM Market in Australia

31 Dec 2012 RDP 2012-03
Clare Noone
a) That is, the own-bank processing cost incurred by the cardholder's bank (or more generally the card issuer) that primarily reflects costs of ATM withdrawals made using a debit ... If the costs of credit functions are included, the weighted-average
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency

11 Apr 2024 RDP 2024-02
Zan Fairweather, Denzil Fiebig, Adam Gorajek, Rochelle Guttmann, June Ma and Jack Mulqueeney
People would be able to access their money using mobile phones, computers, or cards, just like they can at other banks already offering bank accounts. ... The survey asked 9,100 Australians to join via random phone number dialling and they were
https://www.rba.gov.au/publications/rdp/2024/2024-02/full.html
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Retail Payments February 2024

5 Apr 2024 Statistics
35.1. 1.7. 0.3. 16.2. 4.9. of which: Debit cards. 49.3. 4.3. ... 308.2. 1.8. 0.1. 10.8. 3.5. of which: Debit cards. 961.9. 4.1.
https://www.rba.gov.au/statistics/frequency/retail-payments/2024/retail-payments-0224.html

The Australian Financial System in the 2000s: Dodging the Bullet

13 Dec 2011 Conferences PDF 1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf

Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
driven by an increasing use of cards (credit and debit) to carry out in-person payments (Figure 2). ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

Retail Payments August 2023

5 Oct 2023 Statistics
34.3. 0.8. 0.4. 30.3. 6.8. of which: Debit cards. 47.5. 0.4. ... 303.2. 1.6. 1.2. 25.7. 4.8. of which: Debit cards. 926.2. 0.7.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0823.html

Retail Payments July 2023

4 Sep 2023 Statistics
34.4. 1.7. 0.8. 27.9. 10.0. of which: Debit cards. 47.0. 0.8. ... 310.7. 2.1. 2.6. 20.9. 8.6. of which: Debit cards. 939.8. 1.4.
https://www.rba.gov.au/statistics/frequency/retail-payments/2023/retail-payments-0723.html