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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Literature

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
and the offer of rewards points provide monetary incentives for consumers to use credit cards instead of alternative payment methods, such as debit cards or cash; in most other respects, credit ... In addition to potential practical barriers to switching
https://www.rba.gov.au/publications/rdp/2018/2018-11/literature.html

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

1 Oct 2018 RDP 2018-11
Mary-Alice Doyle
In addition to potential practical barriers to switching cards (e.g. search costs, time spent applying for a new card and transferring any direct debits), there may also be behavioural barriers. ... Most non-monetary features that cardholders valued were
https://www.rba.gov.au/publications/rdp/2018/2018-11/full.html

Appendix A: Monetary and Non-monetary Benefits

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
fee-free access to most non-monetary card benefits through a debit card. ... Figure A1: Perceived Net Benefit from Credit Card. Share of credit card holders, 2016.
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-a.html

Barriers to Switching

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
they held a different credit card, only a relatively small number of cardholders switch cards. ... debits or other automatic payments to the new card, and closing the previous card's account.
https://www.rba.gov.au/publications/rdp/2018/2018-11/barriers-to-switching.html

Distribution of Monetary Costs and Benefits

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
These were respondents who appear to view and use their card in the same way as a debit card (for instance, reporting they have a credit card because it is a ... 28 ASIC (2018) estimated that consumers carrying balances on higher-rate cards could save an
https://www.rba.gov.au/publications/rdp/2018/2018-11/distribution-of-monetary-costs-and-benefits.html

Estimating the Net Monetary Benefits of Credit Card Holding

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Most non-monetary features that cardholders valued were features that are now also available in debit cards (for instance, convenience, widespread acceptance and the ability to shop online). ... For about 60 per cent of cardholders, their main credit
https://www.rba.gov.au/publications/rdp/2018/2018-11/estimating-the-net-monetary-benefits-of-credit-card-holding.html