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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Changes to Statistical Tables
10 May 2024
Statistics
This revision improves the comparability of the average merchant fees data across debit card schemes. ... This includes average fees by card scheme, separate estimates for transactions using domestic and international cards, and for
https://www.rba.gov.au/statistics/tables/changes-to-tables.html
Modelling Consumer Payment Behaviour for Australia
1 Jul 2009
RDP
2009-04
of the credit card and views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards. ... These cards are aimed at revolver consumers, who represent around 34 per
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
See 9 more results from "RDP 2009-04"
Macrofinancial Stress Testing on Australian Banks
13 Sep 2023
RDP
PDF
1940KB
incentives for RMBS issuers to only include high-quality loans) may plausibly bias this multiple higher. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf
Price Incentives and Consumer Payment Behaviour
17 Aug 2009
RDP
PDF
262KB
Credit cards are used relatively more at higher income levels, while debit card use. ... views the card more favourably; and card issuers may send pre-approved loyalty program invitations to consumers who have been heavily using credit cards.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf
The Australian Financial System in the 1990s
24 Nov 2006
Conferences
PDF
101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf
The Australian Financial System in the 2000s: Dodging the Bullet
13 Dec 2011
Conferences
PDF
1104KB
RBA Conference Volume 2011
https://www.rba.gov.au/publications/confs/2011/pdf/davis.pdf
Banking in the 21st Century: The Transformation of an Industry
7 Dec 2006
Conferences
PDF
100KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/llewellyn.pdf
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Over the following few years, the incumbent issuers introduced similar schemes, with loyalty rewards equivalent to up to 1 per cent of the amount spent. ... Approximately two-thirds of these securities are backed exclusively by residential mortgages,
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
Increased issuance (particularly of longer-dated securities) by banks, government and non-resident issuers has seen bond market capitalisation increase since 2007. ... Scheme arrangements also meant that merchants were precluded from discriminating
https://www.rba.gov.au/publications/confs/2011/davis.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... Issuers of securitisations may also face incentives to disproportionately select certain types of loans,.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf