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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Card Payments

27 Nov 2023 RDP 2023-08
Tanya Livermore, Jack Mulqueeney, Thuong Nguyen and Benjamin Watson
functionality combined with most card issuers supporting the storage of their cards in mobile wallets (such as those provided by Apple, Google and Samsung). ... Besides consumer demand for convenience, the rise of contactless payments in Australia has
https://www.rba.gov.au/publications/rdp/2023/2023-08/card-payments.html
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Reform of Credit Card Schemes in Australia – Access Regime

24 Jul 2003 Media Releases
Announces that the RBA is allowing further public comment on its revised access regime for the credit card market. Submissions on new prudential standards released by the Australian Prudential Authority on 23 July 2003 would be accepted until 12
https://www.rba.gov.au/media-releases/2003/mr-03-09.html

Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
the cards that they held, rather than selecting the type of card (i.e. ... amenable to using this method of payment if, for example, they had access to the appropriate technology and card issuer.
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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Reform of Credit Card Schemes in Australia

14 Dec 2001 Media Releases
The Reserve Bank of Australia has released, for public discussion, a Consultation Document outlining proposed reforms to credit card schemes in Australia
https://www.rba.gov.au/media-releases/2001/mr-01-25.html

Appendix F: End of Survey Questionnaire

8 Oct 2018 RDP 2018-11
Mary-Alice Doyle
Customer service or quality of the card issuer's website/apps. Less costly to use overseas. ... Linked to my mortgage/other bank accounts. Customer service or quality of the card issuer's website/apps.
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-f.html
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Review of Card Payments Regulation: Conclusions

26 May 2016 Media Releases
The Reserve Bank has released the Conclusions to its Review of Card Payments Regulation and Final Standards relating to Surcharging and to Interchange Fees in designated card schemes.
https://www.rba.gov.au/media-releases/2016/mr-16-15.html

Private Net Costs

31 Dec 2014 RDP 2014-14
Chris Stewart, Iris Chan, Crystal Ossolinski, David Halperin and Paul Ryan
For merchants, the private costs of credit cards are lower for card-present transactions than for card-not-present transactions. ... Acquirers receive a net transfer as only part of the fees received from merchants is paid to card issuers through the
https://www.rba.gov.au/publications/rdp/2014/2014-14/private-net-costs.html
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Dual-network Debit Cards

21 Aug 2013 Media Releases
At its meeting on 16 August, the Payments System Board welcomed the outcome of discussions that Bank staff have had involving the three debit card networks (eftpos, MasterCard and Visa) over dual-network debit cards
https://www.rba.gov.au/media-releases/2013/mr-13-16.html

The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... Countries with high cash use relative to debit card
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases

2 Oct 2018 RDP PDF 1746KB
US market. In an experiment, a credit card issuer sent card solicitations with varying introductory. ... card issuers’ websites in late 2016. These data are collected by the RBA for internal analysis,.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf