Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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Appendix A: Debt Overhang Model
10 Jul 2019
RDP
2019-06
1. δ. This condition is essentially a debt servicing requirement imposed by mortgage lenders.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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Features of the Market
15 Dec 2016
RDP
2016-11
This means that when calculating repayments on rollovers, lenders are not accounting for any interest that was owed to them throughout the rollover period; in other words, borrowing banks that roll ... On any given day, the unconditional probability of a
https://www.rba.gov.au/publications/rdp/2016/2016-11/features-of-the-market.html
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The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
of financial trouble after their purchase decision. Alternatively, lenders may be more likely to lend to.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Discussion
1 Sep 1991
RDP
9107
The issue of the effect of personal tax rates is discussed by Miller (1977) who showed how personal tax rates would affect the willingness of lenders to invest in debt and
https://www.rba.gov.au/publications/rdp/1991/9107/discussion.html
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
banks, other authorised deposit-taking institutions (ADIs) and non-ADI lenders, such as mortgage originators). ... For example, some of these loan losses may be absorbed by lenders mortgage insurance.15.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Non-technical summary for 'The Real Effects of Debt Covenants: Evidence from Australia'
18 Oct 2022
RDP
PDF
480KB
RDP 2022-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-05/rdp-2022-05-non-technical-summary.pdf
Non-technical summary for 'Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020'
9 May 2024
RDP
PDF
132KB
RDP 2024-03 non-technical summary
https://www.rba.gov.au/publications/rdp/2024/2024-03/rdp-2024-03-non-technical-summary.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
Emergency Liquidity Injections. Nicholas Garvin. Research Discussion Paper. R D P 2019 -10. The contents of this publication shall not be reproduced, sold or distributed without the prior consent of the Reserve Bank of Australia and, where applicable
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
The Apartment Shortage
5 Aug 2020
RDP
2020-04
Research Discussion Paper – RDP 2020-04 The Apartment Shortage. Keaton Jenner and Peter Tulip. August 2020. 3,815. KB. 1. Introduction. Australian cities face a shortage of apartments. The severity of this shortage can be gauged by the difference
https://www.rba.gov.au/publications/rdp/2020/2020-04/full.html
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Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf