Search: direct entry credit
RBA Glossary definition for direct entry credit
direct entry credit – A pre-planned credit from one account to another.
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The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
I find. that entries to arrears are predominantly explained by ability-to-pay factors. ... such as through the credit rating agencies’ ratings criteria. For example, the Securitisation Dataset.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
The Evolution of Payment Costs in Australia
11 Apr 2019
RDP
PDF
1298KB
5.37 0.3 0.02 5.79 Direct entry 512 0.41 0.2 0.01 0.75 BPAY 336 0.73 0.2 0.02 1.01 Memo item: ... 16 For example, the Community of Interest Network (COIN) has worked to reduce the number of physical network connections in the direct entry, eftpos and ATM
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf
Results
22 Jul 2020
RDP
2020-03
Figure 8: Stage One Hazard Ratios – SEIFA. Event: entries to 90+ day arrears. ... Sources: ABS; Author's calculations; CoreLogic data; RBA; Securitisation System. As highlighted in Hypothesis B, the double-trigger hypothesis implies no direct link
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
See 7 more results from "RDP 2020-03"
Resource Costs of Payments
31 Dec 2014
RDP
2014-14
1.81. Cheques. 53. 5.37. 0.3. 0.02. 5.79. Direct entry. 512. 0.41. ... 5.37. Direct entry. 0.13. 0.03. 0.16. 0.25. 0.41. BPAY. 0.03. 0.41.
https://www.rba.gov.au/publications/rdp/2014/2014-14/resource-costs-payments.html
See 8 more results from "RDP 2014-14"
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
2 The main groups are banks, merchant banks, finance companies, building societies, credit. ... of finance contributed to an assetprice boom which further fed back into credit growth.
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
Read me file for Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
10 Sep 2020
RDP
PDF
457KB
RDP 2020-06 supplementary information
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-read-me.pdf
Do Monetary Policy and Economic Conditions Impact Innovation? Evidence from Australian Administrative Data
13 Feb 2024
RDP
PDF
1260KB
5.2 The credit constraint channel 13. 6. Macroeconomic Effects on Productivity 16. ... to innovate; and tighter credit conditions, which make it harder to finance investment and.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-01.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
degree of error around the data when split between debit and credit cards. ... PayPal allows consumers to make a payment over the internet funded by any of a number of payment methods, including debit and credit cards, direct debit and stored-value funds
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Valuing Safety and Privacy in Retail Central Bank Digital Currency
4 Apr 2024
RDP
PDF
1594KB
Who could potentially access my. transaction data? (Each cell contains 1 of 4 possible entries,. ... household internet access, and credit card usage. The survey asked 9,100 Australians to join via.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
This paper presents new insights on the direct impact of lower rates on bank profitability, after. ... a) Sample includes banks, credit unions and building societies, foreign branches and foreign subsidiaries.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf