Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Second, fees such as interchange fees are set by each credit card scheme, thus limiting the scope for individual banks within the scheme to adjust fees unilaterally. ... Scheme-wide rules notwithstanding, there is little incentive for a bank to
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
The Australian Financial System in the 2000s: Dodging the Bullet | Conference – 2011
24 Jul 2000
Conferences
The structure of interchange fees and customer pricing had meant that consumers were typically using credit rather than debit cards (eftpos) for transactions, even though the costs associated with the latter ... By reducing and aligning interchange fees
https://www.rba.gov.au/publications/confs/2011/davis.html
A Banker's Perspective on the Future of the Financial System | Conference – 1996
9 Jul 1996
Conferences
We are also seeing rapid developments in electronic data interchange, image processing, laptop sales support systems, computer trading, computer-driven risk management and a whole array of new automated product-processing ... For some, this may seem a
https://www.rba.gov.au/publications/confs/1996/ferguson-w.html
On the Economics of Committed Liquidity Facilities | Conference – 2013
19 Aug 2013
Conferences
Pricing. Policy corridor. 25 bps. 100 bps. Up-front fee. fixed (15 bps). ... of CLF rights and is willing to accept whatever fee emerges from the auction.
https://www.rba.gov.au/publications/confs/2013/bech-keister.html
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
safety-deposit boxes; their appetites have been curtailed by the imposition of fees and charges. ... to relate their fees and charges more closely to the true costs of production.
https://www.rba.gov.au/publications/confs/1991/harper.html
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
a greater diversity of services for the same cost;. reduced fees for existing services;. ... Logically, banks should be compensated for cheque processing by the users and that means fee for service.
https://www.rba.gov.au/publications/confs/1991/phelps.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
At the same time, however, bank interest margins have been declining (Battellino 2006) and fees charged to retail customers (while increasing in aggregate value due to increased use of banking services) ... do not appear to have involved increased fee
https://www.rba.gov.au/publications/confs/2007/davis.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... Particularly important has been the
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
The Evolution of Risk and Risk Management – A Prudential Regulator's Perspective | Conference – 2007
20 Aug 2007
Conferences
For smaller banking institutions, the strategic risk issue is the long-term viability of a business model which has competitive strengths – personalised customer service and low fees – as well as limitations,
https://www.rba.gov.au/publications/confs/2007/laker.html
Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
In theory, various taxes and fees could be adjusted in a cyclical fashion (with real estate prices, or aggregate credit, or some systemic risk measure) to alter bank and borrower behaviour.
https://www.rba.gov.au/publications/confs/2012/dellariccia.html