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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
For example, within the asset class ‘credit cards’, there may be various subtypes of credit cards debt, but none of those subtypes can be defined as asset classes, or there would
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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6 October 2020 | Minutes of the Monetary Policy Meeting of the Board

20 Oct 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 October 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-10-06.html

Price Incentives and Consumer Payment Behaviour

17 Aug 2009 RDP PDF 262KB
5.5 Credit Card Price Incentives and the Use of Debit Cards and Cash 34. ... Credit cards are used relatively more at higher income levels, while debit card use.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-04.pdf

Appendix A: Data

1 Jun 2015 RDP 2015-05
Nathan Viles, Alexandra Rush and Thomas Rohling
Scheme credit, debit and charge card fraud perpetrated in Australia and internationally on Australia-issued cards. ... Australian Payments Clearing Association – Fraud Statistics. Debit card expenditure. The value of purchases made using debit cards
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-a.html
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3 November 2020 | Minutes of the Monetary Policy Meeting of the Board

17 Nov 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 November 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-11-03.html

2 August 2011 | Minutes of the Monetary Policy Meeting of the Board

2 Aug 2011 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 August 2011
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2011/02082011.html

2 November 2010 | Minutes of the Monetary Policy Meeting of the Board

16 Nov 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html

Research Discussion Papers – 2018

13 Feb 2018 RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2018/

The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis

19 Jul 2020 RDP PDF 1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... to defaulting. The calculation does not take into account additional debts, such as credit card debts or debts with.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf

7 September 2010 | Minutes of the Monetary Policy Meeting of the Board

21 Sep 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html