Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Predicting Dwelling Prices with Consideration of the Sales Mechanism
4 Feb 2015
RDP
PDF
822KB
Research Discussion Paper. Predicting Dwelling Prices with Consideration of the Sales Mechanism. David Genesove and James Hansen. RDP 2014-09. The Discussion Paper series is intended to make the results of the current economic research within the
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-09.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf
Household Saving in Australia
4 Feb 2015
RDP
PDF
1171KB
Research Discussion Paper. Household Saving in Australia. Richard Finlay and Fiona Price. RDP 2014-03. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf
Household Economic Inequality in Australia
25 Oct 2017
RDP
PDF
4842KB
personal loans and credit cards) fromtotal expenditure. Interest payments do not represent a flow of services to thehousehold.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-15.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
0.4. 0.5. 0.6. 19921990 1994 1996 1998. RatioRatio. Unbundling occurred across many types of services, including the provision ofmortgage finance, payment services (through credit cards) and deposits (forexample, ... Also, theANZ Banking Group has
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
Inventory Investment in Australia and the Global Financial Crisis
2 Feb 2015
RDP
PDF
839KB
Examples of revolving business credit includebank overdrafts, lines of credit, and credit cards. ... Instead, smallbusinesses are more likely to use credit cards (73 per cent), secured bank loans (41 per cent),bank overdrafts (40 per cent) and leases (36
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf
Some Tests of Competition in the Australian Housing Loan Market
31 Jan 2006
RDP
PDF
377KB
On the other hand, Ausubel (1991) finds huge monopoly profits in the United States credit card industry, where there are over 4000 firms! ... 19. REFERENCES. Ausubel, L.M. (1991), "The Failure of Competition in the Credit Card Market", American Economic
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9202.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
In theUnited States, where disintermediation has been a feature of the financial system fora decade or more, almost two-thirds of residential mortgages and half of theoutstanding credit card receivables are
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
Housing Leverage in Australia
2 Dec 2009
RDP
PDF
604KB
59.1 Pays off credit card on time(b). –5.6. Has credit card –35.6 No of bedrooms 21.3 Took out institutional loan. ... 5.3 –5.3 Condition of home(b) 3.0 3.1 Not a first-home buyer 6.2 6.2 Semi-detached dwelling 5.1 5.3 Pays credit card
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-09.pdf
The Effect of Minimum Wage Increases on Wages, Hours Worked and Job Loss
14 May 2018
RDP
PDF
1215KB
Card and. Krueger 1994). Thus, there is a need for further empirical evidence on the relationship between. ... the United States. Starting with the seminal contribution of Card and Krueger (1994), these US.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-06.pdf