Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Is the Phillips Curve Still a Curve? Evidence from the Regions
29 Aug 2021
RDP
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1706KB
Is the Phillips Curve Still a Curve? Evidence from the Regions. James Bishop and Emma Greenland. Research Discussion Paper. R DP 2021- 09. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-09.pdf
Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
11 Dec 2018
RDP
PDF
1641KB
interest rates. Unlike card payments, however, the value of cash payments is not observed directly. ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf
Mortgage-related Financial Difficulties: Evidence from Australian Micro-level Data
4 Feb 2015
RDP
PDF
728KB
Mortgage status %%. 2010. Credit card paymentbehaviour. Doesn’tpay off. Pays offNo cardBehindAbout onAhead. ... credit card ordid not always pay off the entire balance of their credit card each month.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-13.pdf
Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'
9 Sep 2020
RDP
PDF
612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf
Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf
The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
5. Cards 16 5.1 Contactless Card Use at the Point of Sale 18. ... No. MasterCard/Visa credit card. American Express/Diners Club card. All cards Debit card.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Stress Testing the Australian Household Sector Using the HILDA Survey
5 Mar 2015
RDP
PDF
1095KB
Losses are assumed to be borne in order of credit cards, other personal loans and mortgages; this puts downward pressure on LGDs for housing loans and upward pressure for credit card ... Additionally, the assumption that interest rates on credit cards
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-01.pdf
Is Declining Union Membership Contributing to Low Wages Growth?
2 Apr 2019
RDP
PDF
1832KB
between union and non-union jobs, and mismeasurement of union status (Freeman 1984; Card 1996; Hirsch 2004). ... Card 1996; LaLonde, Marschke and Troske 1996; DiNardo and Lee 2004).
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-02.pdf
Monetary Transmission in a Deregulated Financial System
19 Nov 2012
RDP
PDF
825KB
plastic cards (either debit or credit). The model conclusions do not depend on this. ... cards. The central bank would, therefore, need "to set reserve requirements as a.
https://www.rba.gov.au/publications/rdp/1988/pdf/rdp8811.pdf
Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Losses on personal lending, such as credit cards and non-housing term loans, were non-negligible, but appear
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf