Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Financial Stability Review
15 Nov 2023
FSR
- October 2023
PDF
4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf
List of tables
10 Mar 2006
FSR
– March 2006
Fixed. 52.7. 11.9. 9.7. Credit card. 25.0. 17.0. 12.1. Non-credit card revolving.
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html
List of tables
10 Sep 2007
FSR
– September 2007
0.6. 1. Credit card receivables. 0.5. 1. Other. 2.0. 3. Total.
https://www.rba.gov.au/publications/fsr/2007/sep/tables.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS card system and the New Payments Platform.
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
Box B: Competition in Household Lending in New Zealand and the United Kingdom
10 Mar 2006
FSR
– March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... In part, this refl ected strong growth in the number of cards on issue, although the average amount drawn
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
Financial Stability Review - March 2024
26 Mar 2024
FSR
- March 2024
PDF
2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf
Results
22 Jul 2020
RDP
2020-03
Lower financial literacy may also be correlated with the presence of consumer debts, such as credit cards, that may lower borrowers' ability-to-pay threshold (Disney and Gathergood 2013).
https://www.rba.gov.au/publications/rdp/2020/2020-03/results.html
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How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
Debt-servicing costs also include interest payments on personal and credit card debt, and we assume households also repay 2 per cent of the principal on these additional loans each year.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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