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RBA Glossary definition for offer

offer – Price offered to buyers.

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Is Declining Union Membership Contributing to Low Wages Growth?

1 Apr 2019 RDP 2019-02
James Bishop and Iris Chan
For instance, workplaces that are more profitable on average may also be more likely to have unions involved in their wage negotiations; these workplaces may offer workers larger wage increases even
https://www.rba.gov.au/publications/rdp/2019/2019-02/full.html
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Appendix B: Local Labour Market Definitions

1 Aug 2021 RDP 2021-09
James Bishop and Emma Greenland
By itself, the cluster analysis procedure offers little guidance for choosing the ‘optimal’ cut-off point.
https://www.rba.gov.au/publications/rdp/2021/2021-09/appendix-b.html
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Funds Management

1 Oct 1996 RDP 9605
Malcolm Edey and Brian Gray
For example, banks are not permitted to offer funds-management products on their own balance sheets or to apply their capital directly to funds-management operations. ... favoured superannuation vehicles but offer some of the characteristics of
https://www.rba.gov.au/publications/rdp/1996/9605/funds-management.html
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Why Do Companies Hold Cash?

1 May 2016 RDP 2016-03
Gianni La Cava and Callan Windsor
For our purposes, the most important differences are:. Public companies have more financing channels: public companies can raise equity from the general public via share offers with prospectuses, while private companies
https://www.rba.gov.au/publications/rdp/2016/2016-03/full.html
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Macroprudential Limits on Mortgage Products: The Australian Experience

4 Aug 2021 RDP PDF 2345KB
A mortgage commitment. takes place after the borrower receives an accepted and signed offer of credit from the lender,. ... mid-sized banks, but this likely reflects that large banks more commonly offer discounts off the.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf

Appendix: Changes to Bank Regulations

1 Jul 1989 RDP 8904
Ric Battellino and Nola McMillan
December. –. Savings banks were allowed to offer investment accounts, subject to a minimum balance of $500, minimum transactions of $100, three months notice of withdrawal, and a maximum interest rate. ... Savings banks were permitted to offer
https://www.rba.gov.au/publications/rdp/1989/8904/appendix.html
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Non-technical summary for ‘Emergency Liquidity Injections’

1 Oct 2019 RDP 2019-10
Nicholas Garvin
Farhi and Tirole (2012) argue that, regardless of the effects on banks' incentives, once a crisis occurs, the policymaker will then offer low rates.
https://www.rba.gov.au/publications/rdp/2019/2019-10/non-technical-summary.html
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The Consequences of Low Interest Rates for the Australian Banking Sector

21 Dec 2022 RDP 2022-08
Anthony Brassil
Although limited by competitive pressures and regulations, banks have some discretion over the interest rates they set for their loans, the credit quality of the loans they offer, and the interest
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
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Conclusion

1 May 1995 RDP 9504
Philip Lowe
This saw a number of new providers of finance enter the market and offer the same discounted interest rate to all customers.
https://www.rba.gov.au/publications/rdp/1995/9504/conclusion.html
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A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
The platforms offer card payment services to consumers and merchants, in competition with the baseline payment option of cash. ... and. , to each consumer, but do not levy per-transaction fees on consumers (nor do they offer per-transaction rewards).
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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